Sansarpur branch of Bihar Gramin Bank is located in Sansarpur village, Khagaria district, Bihar, PIN 851214. This branch serves local residents and businesses in and around Khagaria. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch so funds are routed to the intended account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sansarpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3506 |
| Branch Address | Sansarpur, Khagaria, 851214, 8102918671 |
| Contact Number | 8102918671 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851214 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the sponsorship of Punjab National Bank to form Bihar Gramin Bank. After the merger, a single IFSC code is used for transactions: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS, use only the new IFSC PUNB0MBGB06. Using an old/ revoked IFSC can delay the transfer or cause it to fail.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a specific bank branch for electronic payments. Its structure is standard:
- First 4 characters: Bank identifier. Example: PUNB stands for Punjab National Bank.
- 5th character: Always the digit 0 (reserved for future use).
- Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters MBGB06 point to the specific branch code assigned after the merger.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit a branch for a funds transfer option (NEFT / RTGS / IMPS).
- Select the transfer type:
- NEFT – retail transfers of any amount, settled in batches (now available 24×7).
- RTGS – for large value transfers. Typical minimum is ₹2,00,000; check your bank for exact thresholds. RTGS is instant and is also available 24×7.
- IMPS – immediate payment service for instant transfers, usually up to ₹2,00,000 (bank limits may vary).
- Enter beneficiary details:
- Beneficiary name.
- Account number (precise digits).
- IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Sansarpur branch.
- Verify the details carefully. Confirm the account number and IFSC match the beneficiary’s branch. A wrong IFSC can route funds to a different branch or cause failure.
- Enter the amount and purpose, then authorize the transaction using OTP / app approval.
- Save the transaction reference for tracking. If funds do not reflect, contact your bank quoting the reference number and IFSC used.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments to the correct branch.
- Reduces failed transfers and return charges.
- Needed for online banking, mobile transfers, and standing instructions.
- Helpful for vendors, salary credits, and government payments that require branch-level identification.
- Makes reconciliation and tracing of payments faster for both sender and receiver.
Contact
Branch Phone: 8102918671
Branch Address: Sansarpur, Khagaria, 851214
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Sansarpur?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Sansarpur branch. This is the active IFSC after the merger with PNB sponsorship.
Q: I have an old UBGB IFSC. Can I still use it?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Only the new IFSC PUNB0MBGB06 is valid. Using an old code may cause failure or delay.
Q: What happens if I enter a wrong IFSC but the account number is correct?
A: If the IFSC does not match a valid branch, the payment may fail and return to your account. If the wrong IFSC points to another valid branch, banks will use the account number to credit the account. That can cause funds to go to the wrong beneficiary; resolving it requires bank intervention. Always double-check both IFSC and account number.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic fund transfers and identifies bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing. For online transfers use IFSC; for cheque clearance, MICR matters.
Q: Can I receive RTGS/NEFT/IMPS to my Sansarpur account at any time?
A: Yes. IMPS is instant 24×7. NEFT and RTGS are also available 24×7 now. However, check your bank’s cut-offs and charge structure. For very large amounts prefer RTGS and confirm minimums with your bank.
Q: How can I verify the IFSC before making a transfer?
A: Verify from your account passbook, cheque leaf, or directly with the branch by phone (8102918671). You can also confirm the head office details before initiating large transfers. When in doubt, call the branch or the toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.