Bihar Gramin Bank NOKHA IFSC Code

When managing your finances in Nokha, Rohtas, Bihar, understanding how to securely transfer funds is crucial. Whether you’re sending money to family, paying bills, or handling business transactions, the Indian Financial System Code (IFSC) is your key to making these transfers smoothly and safely. It’s a unique identifier for every bank branch in India, essential for digital transactions like NEFT, RTGS, and IMPS.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	NOKHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7380
Branch Address	NOKHA, Rohtas, 802215
Contact Number	9771464380
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	802215
State	Bihar

Merger Update

The banking landscape in Bihar has seen significant changes, particularly with Regional Rural Banks. What was previously known as Bihar Gramin Bank, encompassing operations in many parts of the state, has undergone restructuring. The NOKHA branch, like many others in the region, now operates under the umbrella of Madhya Bihar Gramin Bank (MBGB), which is sponsored by Punjab National Bank (PNB).

This means that for all financial transactions for the NOKHA branch, the current and valid IFSC code is PUNB0MBGB06. It’s important to note that any older IFSC codes previously associated with distinct entities like Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) that might have been used in the past for this region are now revoked for branches under the Madhya Bihar Gramin Bank structure. For any transfers to or from the NOKHA branch, you must use this new, unified IFSC code.

What is an IFSC Code?

An IFSC code is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers in India. It’s unique to each branch, ensuring that your money reaches the correct destination.

The code follows a specific structure:

• The first four characters represent the bank name. For PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank.
• The fifth character is always ‘0’ (zero). This character is reserved for future use and helps distinguish the bank code from the branch code.
• The last six characters identify the specific branch. In “PUNB0MBGB06”, “MBGB06” identifies the NOKHA branch within the Madhya Bihar Gramin Bank’s system. Here, “MBGB” further specifies the Regional Rural Bank, and “06” is the branch’s unique identifier.

How to Use IFSC Code

Using the IFSC code is simple and standard across various digital payment methods:

1. For NEFT (National Electronic Funds Transfer): This system allows for batch transfers, usually processed hourly during business hours. When setting up a NEFT transfer, you’ll enter the recipient’s bank account number, account holder’s name, bank name, and the correct IFSC code (PUNB0MBGB06 for NOKHA branch).
2. For RTGS (Real Time Gross Settlement): RTGS is for high-value transactions (typically ₹2 Lakhs and above) and processes transfers individually on a real-time basis. The process for entering recipient details, including the IFSC, is similar to NEFT.
3. For IMPS (Immediate Payment Service): IMPS offers instant 24/7 fund transfers, even on holidays. You’ll need the recipient’s mobile number and MMID, or their bank account number and IFSC code. The IFSC code ensures the funds are credited to the right bank and branch instantly.

Always double-check the IFSC code, along with the account number and name, before confirming any transaction to avoid errors.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for the Bihar Gramin Bank, NOKHA branch, offers several important benefits:

• Accurate Fund Transfers: It ensures your money goes to the exact intended bank branch, preventing misdirection of funds.
• Faster Processing: Correct IFSC codes streamline electronic transactions, leading to quicker processing of NEFT, RTGS, and IMPS payments.
• Enhanced Security: The unique code adds a layer of security, reducing the risk of fraud or errors in digital transfers.
• Seamless Online Banking: Essential for setting up beneficiaries and executing various online banking services.
• Compliance: Using the correct code ensures your transactions comply with Reserve Bank of India (RBI) regulations for electronic fund transfers.

Contact Information

For any queries related to banking services at the NOKHA branch or Madhya Bihar Gramin Bank, you can use the following contact details:

• Branch Phone Number: 9771464380
• Branch Address: NOKHA, Rohtas, 802215, Bihar
• Head Office Address (Madhya Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (Punjab National Bank – Sponsor): 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank, NOKHA branch IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank, NOKHA branch?

A1: The IFSC code for the Bihar Gramin Bank, NOKHA branch is PUNB0MBGB06.

Q2: Why did the IFSC code change or consolidate?

A2: The IFSC code reflects the merger and restructuring of Regional Rural Banks in Bihar. The NOKHA branch now operates under Madhya Bihar Gramin Bank (MBGB), sponsored by Punjab National Bank, leading to a unified IFSC code structure for consistency and efficiency.

Q3: Can I use an old IFSC code for transfers to the NOKHA branch?

A3: No, old IFSC codes previously associated with other regional banks are no longer valid for transactions to branches under Madhya Bihar Gramin Bank. You must use the current code, PUNB0MBGB06, for all electronic fund transfers.

Q4: What do the different parts of the IFSC code PUNB0MBGB06 mean?

A4: “PUNB” signifies Punjab National Bank (the sponsor bank). “0” is a control character. “MBGB” identifies Madhya Bihar Gramin Bank, and “06” is the specific branch code for NOKHA within this bank’s system.

Q5: Is the NOKHA branch of Bihar Gramin Bank now under Punjab National Bank?

A5: The NOKHA branch operates under Madhya Bihar Gramin Bank, which is a Regional Rural Bank sponsored by Punjab National Bank. So, while it’s an independent entity, its operations are overseen by and linked to Punjab National Bank, as reflected in its IFSC code.