Bihar Gramin Bank Taiyabpur IFSC Code

Bihar Gramin Bank Taiyabpur IFSC Code

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Taiyabpur branch of Bihar Gramin Bank is located in Kishanganj district of Bihar (PIN 855117). This branch serves rural and semi-urban customers around Taiyabpur and nearby villages. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures your funds route to the right account without delays or reversals.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name Taiyabpur
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100748
Branch Address Taiyabpur, KISHANGANJ, 855117, 9297954405
Contact Number 9297954405
City KISHANGANJ
District KISHANGANJ
Reason ARARIA
Pincode 855117
State Bihar

Merger Update

Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). After the merger, these regional banks operate under a single PNB IFSC format. For this Taiyabpur branch the valid IFSC to use is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Do not use any former UBGB/DBGB IFSC codes for transfers; they will fail or be returned. Always use the new PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in India for electronic payments.

  • First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
  • 5th character — reserved and is always 0 (zero).
  • Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch).

So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code for NEFT / RTGS / IMPS

  • Open your bank’s netbanking, mobile app, or visit the branch counter.
  • Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; RTGS/NEFT availability depends on bank timings, though many banks now support 24×7.)
  • Enter beneficiary details: name, account number, and IFSC PUNB0MBGB06.
  • Double-check the IFSC and account number. A single wrong character can send funds to the wrong branch or fail the transfer.
  • Enter amount and purpose, then authenticate (OTP / transaction password / UPI PIN as required).
  • Note the transaction reference for future tracking. For failed transfers, contact your bank with that reference.

Benefits of Knowing the IFSC

  • Ensures funds reach the exact branch and account without manual intervention.
  • Prevents transfer failures or long reversals caused by wrong branch identification.
  • Makes electronic payments (NEFT/RTGS/IMPS) quicker and traceable.
  • Required for setting up beneficiaries in netbanking and mobile apps.
  • Useful for receiving salaries, government payments, pensions, and inward remittances accurately.

Contact

Branch Phone: 9297954405
Branch Address: Taiyabpur, KISHANGANJ, 855117
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC for Taiyabpur branch?

    A: Yes. After the merger into Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Any previous UBGB/DBGB codes are revoked.
  • Q: What is the difference between IFSC and MICR?

    A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing. MICR for this branch is 800811002.
  • Q: Can I use this IFSC for UPI transfers?

    A: UPI uses a Virtual Payment Address (VPA) and typically does not require IFSC. However, for bank-to-bank IMPS transfers initiated from netbanking, use IFSC PUNB0MBGB06.
  • Q: Are NEFT, RTGS and IMPS available 24×7?

    A: IMPS is available 24×7. NEFT and RTGS are increasingly offered round-the-clock by many banks, but availability and cut-off times can vary. Confirm with your bank if you need guaranteed timing.
  • Q: What if I enter the wrong IFSC or account number?

    A: Wrong IFSC may route to a different branch or cause failure. Wrong account number can send money to another customer at the same branch. Contact your bank immediately with transaction reference; reversals depend on receiving bank and may take time.

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