The Bihar Gramin Bank branch at Lrp Chowk is located in Kishanganj district, Bihar (Pincode 855101). This IFSC code entry is needed when you transfer funds to or from this branch. The IFSC uniquely identifies the bank and branch for electronic transfers such as NEFT, RTGS and IMPS. Entering the correct IFSC ensures money reaches the exact branch and account without delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Lrp Chowk |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100752 |
| Branch Address | Lrp Chowk, KISHANGANJ, 855101, 9297954401 |
| Contact Number | 9297954401 |
| City | KISHANGANJ |
| District | KISHANGANJ |
| Reason | ARARIA |
| Pincode | 855101 |
| State | Bihar |
Merger Update
The rural banking structure in Bihar has been reorganised. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, these regional banks now operate under a single IFSC: PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS. If you try an old code, the transaction will fail or be delayed until corrected.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is:
- First 4 characters: bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: always the digit 0 (reserved).
- Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
The IFSC is required by NEFT, RTGS and IMPS systems to route the transaction to the correct branch.
How to Use IFSC Code
- Open your bank’s netbanking, UPI app or mobile banking app and choose the fund transfer option (NEFT/RTGS/IMPS).
- Enter the beneficiary name and account number exactly as given by the recipient.
- Type the IFSC: PUNB0MBGB06. Double-check each character (the fifth character is zero).
- Select the transfer type:
- IMPS for instant transfers (available 24×7, bank limits apply).
- NEFT for routine transfers (available 24×7; settlements are processed continuously).
- RTGS for large-value transfers (real-time gross settlement; often used for high-value payments).
- Enter the amount and any remarks. Confirm charges and limits shown by your bank.
- Verify details on the confirmation screen and complete authentication (OTP / token / UPI PIN).
- Save or screenshot the transaction receipt. Note the transaction reference number for follow-up.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Speeds up electronic transfers and reduces failures or rejections.
- Makes reconciliation easier for businesses and individuals.
- Required for online banking forms, salary credits and vendor payments.
- Helps customer service locate transactions faster, using branch-specific identifiers like MICR and branch code.
Contact
Branch phone no: 9297954401
Branch Address: Lrp Chowk, KISHANGANJ, 855101
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked.
Q: Where can I find the IFSC on bank documents?
A: The IFSC appears on cheque leaves, account passbooks, the bank’s printed statements, and the bank website. You can also get it from branch staff.
Q: What is the MICR code 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code is used for clearing physical cheques. It helps the clearing house process paper-based cheque transactions faster.
Q: What if I enter the wrong IFSC?
A: If the IFSC does not match the account details, the transaction may fail or be returned. If it routes to a wrong branch with same account number (rare), funds may be delayed while banks verify. Always verify IFSC and account number before sending.
Q: Which method is fastest—NEFT, RTGS or IMPS?
A: IMPS is instant and works 24×7 for small to medium amounts. RTGS is real-time for high-value transfers. NEFT is available 24×7 and settles quickly; banks may show slightly different processing times. Choose based on amount, urgency, and your bank’s limits.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.