Bihar Gramin Bank Halim Chowk IFSC Code

The Halim Chowk branch of Bihar Gramin Bank is located in Kishanganj district, Bihar (PIN 855107). This branch serves local residents and businesses for deposits, withdrawals, and fund transfers. For digital transfers like NEFT, RTGS and IMPS, the IFSC code is essential. It identifies the bank and branch so payments route to the correct account. Using the correct IFSC prevents delays, failed transfers, and returns.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Halim Chowk
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108142
Branch Address	Halim Chowk, KISHANGANJ, 855107, 9297954414
Contact Number	9297954414
City	KISHANGANJ
District	KISHANGANJ
Reason	ARARIA
Pincode	855107
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). All merged-entity branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB or DBGB IFSC codes have been revoked and will not work for NEFT, RTGS or IMPS. Always use the new IFSC PUNB0MBGB06 for transactions to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to specific bank branches in India.

• First 4 characters: identify the bank (example: PUNB = Punjab National Bank).
• 5th character: always 0 (reserved).
• Last 6 characters: identify the branch (example: MBGB06 identifies the Halim Chowk branch under the merged structure).

Example: For IFSC PUNB0MBGB06, breakdown is PUNB–0–MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Step 1 — Log in: Open your bank’s netbanking app or mobile banking.
• Step 2 — Add beneficiary: Choose “Add payee/beneficiary.” Enter beneficiary name, account number, and IFSC PUNB0MBGB06. For branch name put “Halim Chowk, Kishanganj.”
• Step 3 — Verify details: Re-check the account number and IFSC. A wrong IFSC can route funds to a different branch or cause failure.
• Step 4 — Authorization: Authenticate with OTP or transaction password as required by your bank.
• Step 5 — Choose transfer type:
  • NEFT: Batch-processed; suitable for routine transfers. Available through netbanking and mobile apps.
  • RTGS: Real-time gross settlement; used for large-value transfers. Check if your bank requires specific timing or limits for RTGS.
  • IMPS: Immediate Payment Service; instant, 24×7, for faster small-value transfers via mobile or netbanking.
• Step 6 — Confirm and send: Verify beneficiary name returned by the bank (some systems show the branch or account-holder name). Then confirm payment and complete authentication.
• Step 7 — Keep receipt: Save the transaction reference number for tracking or disputes.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS, and IMPS transactions to the correct branch.
• Speeds up digital payments and reduces failed transactions.
• Needed to add beneficiaries in internet or mobile banking.
• Useful for receiving electronic credits like salaries, government payments and refunds.
• Helps customer service quickly identify branch details using IFSC, MICR or branch code.

Contact

Branch Phone: 9297954414

Branch Address: Halim Chowk, KISHANGANJ, 855107

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I confirm the correct IFSC before sending money?
  A: Check the branch passbook or cheque leaf (IFSC printed). Confirm with the branch phone number (9297954414) or ask the recipient to provide the IFSC shown above: PUNB0MBGB06.
• Q: What happens if I enter the wrong IFSC?
  A: If the IFSC points to a valid branch but the account number doesn’t match, the transfer may fail or be returned. If the IFSC is invalid, banks usually reject the transfer. Contact your bank with the transaction reference to trace or request reversal.
• Q: Is MICR the same as IFSC?
  A: No. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. IFSC is used for electronic fund transfers. For this branch, MICR is 800811002.
• Q: Are old UBGB or DBGB IFSC codes still usable?
  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only the new code PUNB0MBGB06 under Punjab National Bank for transactions.
• Q: How long do NEFT, RTGS and IMPS transfers take?
  A: IMPS is instant and available 24×7. RTGS is real-time but may have bank-specific timing or limits. NEFT settles in batches; same-day credit is common during working hours. Always save the transaction reference for tracking.