Bihar Gramin Bank Abgil Rampur IFSC Code

Abgil Rampur is a branch of Bihar Gramin Bank located in Lakhisarai district of Bihar (PIN 811106). For anyone sending or receiving funds to this branch, the IFSC code is the key identifier used by banks and payment systems. You must enter the correct IFSC to route NEFT, RTGS or IMPS transfers to the right branch and account. A wrong or outdated IFSC can delay transfers or cause failures.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Abgil Rampur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3125
Branch Address	Abgil Rampur, Lakhisarai, 811106, 7061383155
Contact Number	7061383155
City	Lakhisarai
District	Lakhisarai
Reason	JAMUI
Pincode	811106
State	Bihar

Merger Update

This branch now operates under the consolidated Bihar Gramin Bank structure. The two earlier sponsor/rural banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged and their operations have been migrated. All old UBGB IFSC codes have been revoked. The single valid IFSC for this branch under Punjab National Bank sponsorship is PUNB0MBGB06. Use only this IFSC for all electronic transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. It has three parts:

• First 4 characters – bank identifier (letters). Example: PUNB stands for Punjab National Bank.
• Fifth character – always the digit 0, reserved for future use.
• Last 6 characters – branch identifier (alphanumeric). In this case: MBGB06.

So PUNB0MBGB06 = PUNB | 0 | MBGB06. The IFSC routes messages in NEFT, RTGS and IMPS systems to the exact branch.

How to Use IFSC Code

1. Open your bank’s netbanking portal or mobile banking app.
2. Choose “Add Beneficiary” or “Add Payee.”
3. Enter beneficiary name and account number exactly as given by account holder.
4. Enter the IFSC: PUNB0MBGB06 and verify the branch name shown by your bank.
5. Select the transfer mode: NEFT, RTGS or IMPS depending on urgency and amount.
6. Enter the amount and purpose, then confirm. Approve using OTP or your bank’s authentication method.
7. Keep the transaction reference and check account credit confirmation with the beneficiary.

Notes:

• IMPS is for instant retail transfers and usually available 24×7 for smaller amounts.
• RTGS is for high-value real-time gross settlement. Banks typically set a minimum (commonly around ₹2 lakh) — check your bank for the exact limit.
• NEFT is commonly used for standard transfers; many banks now offer NEFT 24×7 in batch or near real-time.
• Always confirm the beneficiary name and account number; IFSC routes to the branch but the account number identifies the final account.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch for NEFT, RTGS and IMPS.
• Reduces failed or returned transactions and related delays.
• Required for adding beneficiaries in netbanking and many payment apps.
• Helps customer service and reconciliation by matching transfers to a branch code.
• Prevents fraud by confirming the bank and branch identity before transfer.

Contact

Branch phone: 7061383155

Branch address: Abgil Rampur, Lakhisarai, 811106

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR

Toll free: 18001807777

FAQs

Q: Is PUNB0MBGB06 case-sensitive?

A: No. IFSC codes are not case-sensitive for entry, but always type exactly as shown. Banks and payment gateways accept lower or upper case, but using the standard uppercase avoids confusion.

Q: What happens if I enter a wrong IFSC?

A: If the IFSC points to a different valid branch, the system may route the payment to that branch. If the account number does not exist at that branch, the payment will typically be returned to the sender and credited back after processing. If you suspect an error, contact your bank immediately with the transaction reference.

Q: How is IFSC different from MICR?

A: IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearance through clearing houses. For this branch, MICR is 800811002.

Q: Has the IFSC changed after merger of rural banks?

A: Yes. After the merger of UBGB and DBGB into the consolidated sponsor arrangement under Punjab National Bank, old UBGB IFSCs were revoked. The valid IFSC for this branch is PUNB0MBGB06. Always use the current IFSC shown by the bank.

Q: Can I use this IFSC for UPI or other payment apps?

A: UPI mainly uses Virtual Payment Addresses (VPAs). However, some apps require IFSC and account number when you link a bank account directly. In those cases, use PUNB0MBGB06 and the exact account number provided by the beneficiary.