Bakiyasurari is a village in Lakhisarai district, Bihar (PIN 848129). This page gives the IFSC and branch details you need to make electronic fund transfers. The IFSC is required for NEFT, RTGS and IMPS transactions. It identifies the bank and branch so funds are routed correctly and settled without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bakiyasurari |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3117 |
| Branch Address | Bakiyasurari, Lakhisarai, 848129, 8102918583 |
| Contact Number | 8102918583 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 848129 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank’s system for payments. As a result, old UBGB/DBGB IFSC codes have been revoked. All electronic transfers for affected branches must use the single IFSC code PUNB0MBGB06 now. If this Bakiyasurari branch was earlier listed under UBGB or DBGB, use only PUNB0MBGB06 for NEFT, RTGS and IMPS.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its structure:
- First 4 characters: Alphabetic bank code (example: PUNB for Punjab National Bank).
- 5th character: Always the digit 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
The full code (for example PUNB0MBGB06) uniquely identifies the bank and branch for electronic transfers.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit branch for fund transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are normally for small/medium amounts; RTGS is for high-value transfers—check your bank’s minimum for RTGS, commonly around ₹2,00,000.)
- Add beneficiary details: name, beneficiary account number and IFSC (PUNB0MBGB06 for Bakiyasurari).
- Verify the details on screen. Confirm the IFSC matches the beneficiary branch before proceeding.
- Authenticate the transfer using OTP, UPI PIN or netbanking 2FA, as required.
- Note the transaction reference. For NEFT/RTGS you can track with this reference if there’s a delay.
Tip: Always copy-paste or select IFSC from the bank’s official source to avoid typing errors.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch.
- Prevents delays and returns due to incorrect routing.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Helps customer service locate transactions faster using branch code and MICR.
- Useful when filling forms for salary credits, vendor payments or online billers.
Contact
Branch Phone: 8102918583
Branch Address: Bakiyasurari, Lakhisarai, 848129
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Where can I verify the IFSC before making a transfer?
A: Verify on the bank passbook, cheque leaf, branch noticeboard or by calling the branch phone number (8102918583). Your bank’s official app or customer service will also confirm IFSC.
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions to ensure quick settlement.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary account, the transaction can fail or be delayed. If the IFSC points to another valid branch but the account number is valid there, funds may go to a different branch—this is rare if account number and IFSC mismatch. Contact your bank immediately to trace or reverse the payment.
Q: Is IFSC the same as MICR?
A: No. IFSC is for electronic transfers. MICR (800811002 for this branch) is used mainly for cheque clearing and is a 9-digit numeric code tied to the bank branch.
Q: Are NEFT, RTGS and IMPS available 24×7?
A: IMPS is available 24×7. NEFT and RTGS are also available round-the-clock at most banks, but timings and limits can vary. Check with your bank for any cut-offs, charges or minimum limits for RTGS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.