Bihar Gramin Bank Teliahat IFSC Code

The Bihar Gramin Bank branch located in Teliahat, Saharsa District, Bihar, serves a vital role for residents and businesses in the area. When you need to send or receive money electronically, especially for important transactions, understanding the Indian Financial System Code (IFSC) is key. This unique code is essential for all types of digital fund transfers, including National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). It ensures that your money reaches the correct bank and branch without any issues, making your financial transactions smooth and secure.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Teliahat
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100731
Branch Address	Teliahat, SAHARSA, 852216
Contact Number	9297954292
City	SAHARSA
District	SAHARSA
Region	SAHARSA
Pincode	852216
State	Bihar

Merger Update

Bihar Gramin Bank was formed from the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both of these banks have now been integrated into Bihar Gramin Bank, which is sponsored by Punjab National Bank (PNB). As a result of this merger, all branches of Bihar Gramin Bank, including Teliahat, now operate under a unified IFSC code structure with a PNB prefix. For the Teliahat branch, the valid IFSC code is PUNB0MBGB06.

It is very important to note that any old IFSC codes previously used for Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank branches are no longer valid for transactions. You must use the new, consolidated IFSC code, PUNB0MBGB06, for all your fund transfers to or from the Teliahat branch of Bihar Gramin Bank. Using an outdated code will cause your transaction to fail.

What is IFSC Code?

The IFSC Code, or Indian Financial System Code, is a unique 11-character alphanumeric code. It helps identify every bank branch in India involved in online money transfers. Understanding its structure can be quite helpful:

• The first four characters represent the bank. For Bihar Gramin Bank, since it is sponsored by Punjab National Bank, these characters are “PUNB”. This signifies Punjab National Bank.
• The fifth character is always a “0” (zero). This is a control character reserved for future use.
• The last six characters identify the specific branch. For the Teliahat branch, these are “MBGB06”. So, the full code PUNB0MBGB06 precisely points to this particular branch for electronic transactions.

This structure ensures that each transaction is routed to the correct bank and the exact branch you intend.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are making online fund transfers. Here’s how it works for NEFT, RTGS, and IMPS:

• Step 1: Log in to Your Banking Platform. Access your net banking account or mobile banking app.
• Step 2: Select Fund Transfer Option. Choose the option for “NEFT,” “RTGS,” or “IMPS” depending on the urgency and amount of your transfer.
• Step 3: Add Beneficiary Details. If you’re sending money to a new recipient, you will need to add them as a beneficiary. This usually involves entering:
  • Beneficiary’s Name
  • Beneficiary’s Account Number (confirm this carefully, often twice)
  • Beneficiary’s Bank Name (e.g., Bihar Gramin Bank)
  • Beneficiary’s Branch Name (e.g., Teliahat)
  • The all-important IFSC Code (PUNB0MBGB06 for Teliahat branch)

  For example, if you’re sending 5,000 rupees to an account at the Teliahat branch, you would enter the account number, the bank name as Bihar Gramin Bank, the branch as Teliahat, and the IFSC code as PUNB0MBGB06.

• Step 4: Enter Amount and Confirm. Specify the amount you wish to transfer and then review all the details. Double-check the account number and IFSC code before confirming the transaction. A small error in the IFSC or account number can lead to delays or money being sent to the wrong account.

Benefits

Knowing and using the correct IFSC code offers several important benefits for your financial transactions:

• Accuracy: It ensures that your funds are directed to the precise bank and branch, minimizing the risk of errors or misdirected payments.
• Speed: Electronic transfers using IFSC codes are processed much faster than traditional methods like cheques, allowing money to reach the recipient’s account often within minutes for IMPS, or a few hours for NEFT/RTGS.
• Convenience: You can initiate transfers from anywhere, anytime, using your internet banking or mobile banking platforms, without needing to visit a physical bank branch.
• Security: The system provides a secure way to transfer funds digitally, reducing the risks associated with handling cash.
• Mandatory for Online Transfers: For any NEFT, RTGS, or IMPS transaction, the IFSC code is a mandatory piece of information. Without it, the transfer cannot be completed.

Contact

For inquiries or assistance regarding the Bihar Gramin Bank, Teliahat branch, you can reach out using the following details:

• Branch Contact Number: 9297954292
• Branch Address: Teliahat, SAHARSA, 852216, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (for Bihar Gramin Bank): 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank Teliahat IFSC code:

Q1: What does PUNB0MBGB06 stand for?
A1: “PUNB” represents Punjab National Bank, the sponsor bank. “0” is a control character. “MBGB06” specifically identifies the Teliahat branch of Bihar Gramin Bank. It’s a unique identifier for online fund transfers.

Q2: Is the old Uttar Bihar Gramin Bank (UBGB) IFSC code still valid for the Teliahat branch?
A2: No. Due to the merger, all old UBGB and Dakshin Bihar Gramin Bank IFSC codes have been revoked. You must use PUNB0MBGB06 for all transactions involving the Teliahat branch of Bihar Gramin Bank.

Q3: Can I use this IFSC code for both NEFT and RTGS transfers?
A3: Yes, the IFSC code PUNB0MBGB06 is valid for all major electronic fund transfer methods, including NEFT, RTGS, and IMPS, when sending money to or from the Teliahat branch.

Q4: What happens if I use an incorrect IFSC code during a transaction?
A4: If you use an incorrect IFSC code, your transaction will likely fail and be rejected by the banking system. The funds will usually be returned to your account within a few hours or a day. However, it can cause delays and inconvenience, so always double-check the code.

Q5: How can I confirm the correct IFSC code for the Teliahat branch?
A5: You can confirm the IFSC code by checking your bank passbook, the bank’s official website, the Punjab National Bank website (since it’s the sponsor bank), or by calling the branch directly at 9297954292 or the toll-free number 18001807777.