Bihar Gramin Bank Gangasarai IFSC Code

Bihar Gramin Bank Gangasarai IFSC Code

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Gangasarai is a branch location in Lakhisarai district, Bihar (pincode 811302). For anyone sending or receiving electronic payments to this branch, the IFSC code is the key identifier used by banks. The IFSC (Indian Financial System Code) routes NEFT, RTGS and IMPS transfers to the correct bank and branch. Entering the correct IFSC ensures funds reach the intended account quickly and without rejections.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Gangasarai
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3110
Branch Address Gangasarai, Lakhisarai, 811302
Contact Number 8102918576
City Lakhisarai
District Lakhisarai
Reason JAMUI
Pincode 811302
State Bihar

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into this arrangement. If you previously used an old UBGB IFSC code, that code has been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch. Always update saved beneficiaries with the new IFSC before initiating a transfer.

What is IFSC Code?

The IFSC is an 11-character code used to identify banks and branches in electronic payments. Its structure is fixed:

  • First 4 characters – alphabetic bank code (example: PUNB = Punjab National Bank).
  • 5th character – is always the digit 0 (reserved for future use).
  • Last 6 characters – alphanumeric branch identifier (unique to each branch).

Example: PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch identifier.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

  • Open your bank’s internet banking, mobile app, or visit a branch counter.
  • Choose the transfer method (NEFT, RTGS or IMPS). IMPS is instant 24×7. RTGS is for large-value real-time transfers. NEFT is widely used; check your bank for settlement windows if needed.
  • Select “Add Beneficiary” or “New Payee.”
  • Enter beneficiary name, account number and the IFSC: PUNB0MBGB06. Also include branch name and city if requested.
  • Save and complete any verification (OTP or in-app approval) required by your bank.
  • Initiate the transfer. Verify the beneficiary details on screen before final confirmation.
  • Keep the transaction reference until the recipient confirms credit.

Double-check both the IFSC and the account number. A wrong IFSC may route funds to the wrong branch; a wrong account number can cause rejection or mis-credit.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic funds to the correct branch and account.
  • Makes adding beneficiaries faster in internet and mobile banking.
  • Reduces the risk of transaction delays and manual intervention by the bank.
  • Required for filling transfer forms at branch counters and for online transfers.
  • Helps distinguish between branches with similar names in the same city or district.

Contact

Branch Phone: 8102918576

Branch Address: Gangasarai, Lakhisarai, 811302

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use this IFSC for NEFT, RTGS and IMPS?

    A: Yes. The IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions to the Gangasarai branch.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC points to a different branch, the payment may go to that branch. If the bank’s routing fails, the transfer will be rejected and the funds returned to your account. Contact your bank immediately if you suspect an error.

  • Q: Is IFSC the same as MICR?

    A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing and appears at the bottom of cheques. Both identify branches but serve different systems.

  • Q: The branch used to have a different IFSC. Do I need to do anything?

    A: Yes. If a previous IFSC (for example an old UBGB code) was saved in your banking app, update the beneficiary with the current IFSC PUNB0MBGB06. Old UBGB IFSC codes have been revoked and will not work.

  • Q: Is IFSC case-sensitive when I type it in online?

    A: No. Most systems accept IFSC in either upper or lower case. Still, enter it exactly as provided to avoid confusion: PUNB0MBGB06.

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