The Bihar Gramin Bank Halsi branch is located in Halsi village, Lakhisarai district, Bihar (PIN 811318). This page lists the branch details you need for electronic fund transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers. It tells the payment system which bank and branch will receive the funds. Enter the correct IFSC when adding a beneficiary to avoid failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Halsi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3113 |
| Branch Address | Halsi, Lakhisarai, 811318, 8102918579 |
| Contact Number | 8102918579 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811318 |
| State | Bihar |
Merger Update
This Halsi branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). The branch previously operated under the Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) structures. UBGB and DBGB have been merged into a single system and their old IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06. Old UBGB/DBGB IFSCs will not work for transfers.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used by the RBI clearing system. Its structure is fixed:
- First 4 characters – bank identifier (for example, PUNB = Punjab National Bank).
- 5th character – reserved and is always 0.
- Last 6 characters – branch identifier (unique to the branch, for example MBGB06 in PUNB0MBGB06).
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = Halsi branch code under PNB mapping.
How to Use IFSC Code
- Open your bank app or netbanking portal and go to the fund transfer or beneficiary section.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are also widely available; RTGS is generally used for higher-value transfers.
- Enter beneficiary name and account number exactly as given by the beneficiary.
- Enter the IFSC: PUNB0MBGB06. Double-check each character, especially the 5th character which is zero.
- Enter branch details if asked (Halsi, Lakhisarai) and an optional remark.
- Verify beneficiary details using OTP or bank authentication. Small banks may require in-branch validation for first-time additions.
- Initiate the transfer. Note the expected clearing speed: IMPS is immediate, NEFT settles in bank batches or near-real-time depending on system status, and RTGS is for high-value same-day settlement.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Prevents transaction failures due to wrong routing information.
- Required when adding beneficiaries for NEFT, RTGS or IMPS transfers.
- Helps customer service locate transactions quickly using branch codes (MICR/IFSC).
- Useful for automated payroll, vendor payments and recurring transfers.
Contact
Branch Phone: 8102918579
Branch Address: Halsi, Lakhisarai, 811318
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use this IFSC for all electronic transfers?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to credit accounts at the Halsi branch. Ensure you also have the correct account number and beneficiary name.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank mapping, the transfer may fail or be routed to a wrong branch mapping. Failed transactions are usually returned, but this can delay the refund by a few days. Always confirm the IFSC before transferring.
Q: How can I confirm this IFSC independently?
A: Confirm with the branch phone (8102918579) or your bank’s customer service. You can also check the bank’s official communication if available. After the UBGB/DBGB merger, only the new PNB-based IFSC is valid.
Q: What is the difference between IFSC and MICR?
A: IFSC is for electronic fund transfers (NEFT/RTGS/IMPS). MICR (e.g., 800811002) is used for cheque clearing and is printed on the cheque leaf. Both identify branches but serve different clearing systems.
Q: Can the IFSC change in future?
A: Yes. IFSC can change after mergers, reorganization or if the bank migrates systems. When a change happens, the bank issues a new IFSC and revokes the old one. Always verify the current IFSC before making transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.