Jogpur branch of Bihar Gramin Bank is located in Jogpur village, Lakhisarai district, Bihar (PIN 811309). The branch serves local residents and small businesses in the area. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is required to route payments correctly and avoid delays or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jogpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3129 |
| Branch Address | Jogpur, Lakhisarai, 811309, 7061383146 |
| Contact Number | 7061383146 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811309 |
| State | Bihar |
Merger Update
Bihar Gramin Bank was formed following consolidation in the region. If your account was earlier with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both entities have been merged operationally under Punjab National Bank’s routing. The consolidated IFSC for transactions to this Jogpur branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked; they are no longer valid for NEFT, RTGS or IMPS transfers. Use only the new IFSC to avoid failed or returned payments.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments.
- First 4 characters – Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character – Always 0 (reserved for future use).
- Last 6 characters – Branch identifier. Example: in PUNB0MBGB06, MBGB06 denotes the specific Jogpur branch code.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit the branch for offline transfers.
- Choose transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS are for most retail needs; RTGS is for higher value or urgent settlements.)
- Add a new beneficiary: enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Verify account number carefully.
- Confirm beneficiary addition (many banks use OTP or in-app approval). Only approved beneficiaries can be used for transfers.
- Select the beneficiary, enter amount and transfer type, then authorize the transaction using OTP or your app’s authentication method.
- Keep the transaction reference for tracking. Check the beneficiary name displayed after entering account number and IFSC to ensure there is no mismatch.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch for NEFT, RTGS and IMPS.
- Prevents delays and returns caused by incorrect or old IFSC codes.
- Useful when adding beneficiaries in netbanking or mobile apps.
- Required for issuing electronic payments like salary credits, vendor payments and online bill payments.
- Helps reconcile transactions using branch-specific MICR and branch codes.
Contact
Branch Phone: 7061383146
Branch Address: Jogpur, Lakhisarai, 811309
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC to transfer funds?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for transfers to this Jogpur branch.
Q: Where else can I find the IFSC and MICR for this branch?
A: IFSC appears on the passbook, cheque leaf and official account documents. You can also confirm it by calling the branch at 7061383146 or the head office toll-free number 18001807777.
Q: What happens if I enter a wrong IFSC but correct account number?
A: IFSC plus account number together identify the beneficiary branch. A mismatch can cause routing to the wrong branch or rejection. Most systems validate the account–IFSC pair; if they don’t match, the transfer may be returned. Always verify both before sending.
Q: Which transfer method should I use—NEFT, RTGS or IMPS?
A: Use NEFT for standard transfers of any amount in non-urgent cases, RTGS for high-value or time-critical transfers, and IMPS for instant transfers (available 24×7). Check your bank’s limits and charges before selecting.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code 800811002 is a 9-digit code used by the clearing system to process cheques and demand drafts faster. It helps identify the bank and branch during physical cheque clearing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.