The Bihar Gramin Bank branch at Mednichowki is located in Lakhisarai district, Bihar (PIN 811106). Use the IFSC code to route electronic fund transfers—NEFT, RTGS and IMPS—so payments reach this exact branch and account. An accurate IFSC prevents delays, failed transactions, and funds going to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mednichowki |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3105 |
| Branch Address | Mednichowki, Lakhisarai, 811106, 8102918571 |
| Contact Number | 8102918571 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811106 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for backend operations. The unified IFSC code to be used is PUNB0MBGB06. Old IFSC codes issued to UBGB branches have been revoked. If you have any saved beneficiary details that use an old UBGB or DBGB IFSC, update them to the new IFSC (PUNB0MBGB06) before initiating transactions. Only the new IFSC is valid for NEFT/RTGS/IMPS to these merged branches.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers. Its structure is:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank)
- 5th character: Always 0 (reserved)
- Last 6 characters: Branch identifier (alphanumeric, for example MBGB06)
Example breakdown for this branch: PUNB | 0 | MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
Follow these practical steps when sending money to an account at Bihar Gramin Bank, Mednichowki:
- Get the beneficiary details: account number, account holder name, and IFSC (PUNB0MBGB06).
- Log in to your bank’s netbanking or mobile app (or visit branch/ATM if required).
- Choose the transfer type:
- NEFT — standard transfers (cleared in batches).
- RTGS — for larger value transfers; confirm your bank’s RTGS criteria and timings.
- IMPS — instant, 24×7, subject to per-transaction limits set by banks.
- Add or select beneficiary: enter name, account number and IFSC exactly as provided. Many banks require beneficiary registration (may take minutes to hours).
- Enter amount and purpose. Verify charges and applicable limits on the transfer screen.
- Confirm the transfer with OTP or token. Note the transaction reference/UTR for tracking.
- If a transfer fails due to wrong IFSC, contact your bank immediately with the UTR and beneficiary details.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account without delay.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Makes beneficiary addition in netbanking or mobile apps simple and error-free.
- Helps customer service resolve failed or pending transactions quickly (UTR + IFSC).
- Useful for payroll, vendor payments, refunds and tax-related transfers where precise routing is critical.
Contact
Branch phone: 8102918571
Branch address: Mednichowki, Lakhisarai, 811106
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC to use for Mednichowki branch?
Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to reach the Bihar Gramin Bank Mednichowki branch.
Q: I have an old UBGB IFSC saved. Can I still use it?
No. Old UBGB IFSC codes have been revoked after the merger. Update saved beneficiary records to the new IFSC PUNB0MBGB06 before transferring funds.
Q: What if I enter a wrong IFSC while making a transfer?
If the IFSC is incorrect but still valid for another branch, funds may go to the wrong branch/account. If the IFSC does not exist, the sender’s bank should reject the transaction. Immediately contact your bank with the transaction UTR/receipt to start tracing or reversal procedures.
Q: Do I need the MICR code to make an online transfer?
No. MICR is used for cheque processing. For NEFT, RTGS and IMPS you need the IFSC and the beneficiary’s account number. However, MICR and branch details are useful for verification and offline processes.
Q: How can I verify this IFSC before sending money?
Confirm the IFSC from a recent bank statement, cheque book, or by calling the branch at 8102918571. You can also verify with your bank’s customer service (toll free 18001807777) to avoid errors.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.