Bihar Gramin Bank, Pachhna Road branch sits in Lakhisarai district of Bihar (Pincode 811311). The branch serves local retail and agricultural customers and supports fund transfers across India. For electronic transfers—NEFT, RTGS, and IMPS—you must use the branch IFSC code. The IFSC ensures money moves to the correct bank and branch in real time or near-real time.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pachhna Road |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3127 |
| Branch Address | Pachhna Road, Lakhisarai, 811311, 8102926336 |
| Contact Number | 8102926336 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811311 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under a common system. All these regional gramin banks now use a single IFSC code under Punjab National Bank. The valid IFSC for this Pachhna Road branch is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Do not use the old codes for NEFT/RTGS/IMPS. Only the new IFSC will route transactions correctly.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.
Structure:
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier. Example: MBGB06 identifies this specific branch within the bank.
How to Use IFSC Code
Follow these steps when sending or receiving funds by NEFT, RTGS or IMPS:
- Open your bank’s netbanking, mobile app or visit the branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS. Use RTGS for high-value immediate transfers (bank limits vary).
- Enter beneficiary details: name, account number, and IFSC PUNB0MBGB06 for Bihar Gramin Bank, Pachhna Road.
- Double-check the account number and IFSC. Mistyped IFSC can route funds to the wrong branch or reject the transfer.
- Confirm and authorize using OTP, UPI PIN or transaction password as your bank requires.
- Save the transaction reference/UTR number. Use it to track or raise a dispute if needed.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers.
- Reduces delay and failed transactions due to incorrect branch details.
- Required to set up beneficiary accounts in netbanking and apps.
- Helps customer support locate transactions quickly using branch code and MICR.
- Useful for payroll, vendor payments and recurring transfer setups.
Contact
Branch phone: 8102926336
Branch address: Pachhna Road, Lakhisarai, 811311
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Can I use an old UBGB IFSC for transfers?
A: No. Old UBGB IFSC codes have been revoked. Use PUNB0MBGB06 for this branch.
Q: What if I enter a wrong IFSC but correct account number?
A: Banks route primarily by IFSC and account number. If the IFSC does not match the account’s bank/branch, the transfer may fail or be returned. Contact your bank with the UTR for resolution.
Q: Which transfers use IFSC?
A: NEFT, RTGS and IMPS all require IFSC to identify the beneficiary branch.
Q: How long do NEFT or RTGS transfers take?
A: RTGS is typically immediate for eligible amounts. NEFT settles in batches and usually completes within a few hours or same day depending on timing. IMPS is instant, 24×7.
Q: What information should I keep after a transfer?
A: Keep the transaction reference (UTR), date, amount, beneficiary name, account number and IFSC. This helps when tracking or disputing a transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.