Bihar Gramin Bank Patner IFSC Code

The Bihar Gramin Bank Patner branch is located in Patner village, Lakhisarai district, Bihar (Pincode 811311). If you plan to send or receive funds to this branch, you need the correct IFSC code. The IFSC (Indian Financial System Code) is essential for electronic transfers—NEFT, RTGS and IMPS—to identify the bank and branch precisely. Using the wrong IFSC can delay transfers or cause failure, so confirm the code before initiating transactions.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Patner
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3104
Branch Address	Patner, Lakhisarai, 811311, 8102918570
Contact Number	8102918570
City	Lakhisarai
District	Lakhisarai
Reason	JAMUI
Pincode	811311
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for banking operations in the region. As part of this consolidation the unified IFSC in use is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers (NEFT, RTGS, IMPS) you must use the new code PUNB0MBGB06. Transactions initiated with revoked/old IFSCs will fail or be returned—always verify the IFSC before sending funds.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in India for electronic payments. Its structure is:

• First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always the numeral 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So the sample code PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s app, internet banking or visit the branch. Choose “Add Beneficiary” or “New Payee”.
• Enter beneficiary name exactly as on their account, account number, and the IFSC: PUNB0MBGB06.
• Select the transfer type: NEFT, RTGS or IMPS. IMPS is instant and usually for smaller amounts; RTGS is intended for higher-value payments; NEFT is used for routine transfers. Check your bank’s limits and availability.
• Provide the amount and an optional remark. Review details—particularly the IFSC and account number—before confirming.
• Authenticate the transfer as required (OTP, token, or transaction password). Keep the transaction reference for tracking.
• If unsure, call the branch at 8102918570 to confirm the IFSC and beneficiary details before sending funds.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
• Reduces delays and failed transactions caused by incorrect bank/branch identification.
• Helps verify beneficiary details when adding payees in banking apps.
• Makes it easier to confirm cheque clearing details using the MICR code (MICR: 800811002).
• Necessary for direct credits like salary, pension or government payments.

Contact

Branch Phone: 8102918570

Branch Address: Patner, Lakhisarai, 811311

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Patner branch now?
A: Yes. Following the merger and consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC to use for electronic transfers to this branch. Old UBGB/DBGB IFSCs have been revoked.

Q: What happens if I use an old or incorrect IFSC?
A: Transactions can fail, be returned, or be delayed. In some cases, banks may route the payment correctly if account details match, but you should not rely on that. Always confirm the correct IFSC before initiating a transfer.

Q: Do I need the MICR code for online transfers?
A: No. MICR (800811002) is primarily used for cheque clearing and bank internal processes. For NEFT, RTGS and IMPS you only need the correct account number and IFSC.

Q: What does the “Reason: JAMUI” entry mean in the branch details?
A: The “Reason” field here likely denotes an administrative or record-keeping tag linked to the bank’s internal setup (for example, routing or legacy administrative grouping). If you need clarification on what that tag implies for your transaction, check with the branch at 8102918570.

Q: How can I verify the IFSC before making a large payment?
A: Call the branch number (8102918570) or contact the bank’s toll-free line (18001807777). Verify the beneficiary name, account number, branch address and IFSC. For critical or large-value transfers, perform a small test transfer first.