Bihar Gramin Bank Vidyapeeth IFSC Code

The Bihar Gramin Bank, Vidyapeeth branch is located in Vidyapeeth, Lakhisarai district, Bihar — PIN 811311. This branch serves local residents and businesses in Lakhisarai. For any electronic fund transfer using NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch for routing payments. Using the right IFSC prevents delays, failed transfers or incorrect routing of funds.

Branch Details Table

Field	Value
Bank Name	Bihar Gramin Bank
Branch Name	Vidyapeeth
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3121
Branch Address	Vidyapeeth, Lakhisarai, 811311, 8102918587
Contact Number	8102918587
City	Lakhisarai
District	Lakhisarai
Reason	JAMUI
Pincode	811311
State	Bihar

Merger Update

Important: The regional banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under Punjab National Bank (PNB). Following the merger, the unified IFSC for this branch is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for transactions. Always use PUNB0MBGB06 when transferring funds to Bihar Gramin Bank Vidyapeeth.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. The structure is fixed:

• First 4 characters — bank code (example: PUNB for Punjab National Bank).
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — branch identifier (example: MBGB06 identifies the Vidyapeeth branch under the merged setup).

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

• Confirm the beneficiary account number and name exactly as provided by the recipient.
• Make sure the beneficiary bank/branch IFSC is PUNB0MBGB06 for Bihar Gramin Bank Vidyapeeth.
• Log in to your bank’s internet banking or mobile app, or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate; NEFT and RTGS may have settlement rules—check with your bank.)
• Enter beneficiary name, account number, IFSC code, bank name and transfer amount. Add a remark if required.
• Verify all entries carefully. Incorrect IFSC or account number can delay the transfer or cause a reversal.
• Authenticate the payment using your bank’s required method (OTP, token, cheque, or in-branch authorization).
• Save the transaction reference or acknowledgement for tracking and proof.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch and account.
• Required for electronic transfers: NEFT, RTGS and IMPS.
• Speeds up processing and reduces the chance of failed or returned transactions.
• Useful for setting up electronic mandates, payroll credits and online bill payments.
• Helps customer service identify and resolve transfer issues faster using the exact branch code.

Contact

Branch Phone: 8102918587

Branch Address: Vidyapeeth, Lakhisarai, 811311

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm the IFSC for Bihar Gramin Bank Vidyapeeth?

  A: Verify the IFSC on the branch passbook, cheque leaf, bank statement or by calling the branch at 8102918587. After the merger, the valid IFSC is PUNB0MBGB06.

• Q: What happens if I use an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSCs have been revoked. Transactions using revoked IFSCs will fail or be returned. Use the new PUNB0MBGB06 code to avoid delays.

• Q: Can I transfer money immediately using IMPS?

  A: Yes. IMPS is an immediate, 24×7 service in most banks. However, daily transaction limits and charges depend on your bank. Confirm limits with your bank before transferring large amounts.

• Q: What is the difference between NEFT and RTGS?

  A: NEFT is suited for small to medium-value transfers and settles in batches (many banks now offer NEFT 24×7). RTGS is meant for high-value, real-time gross settlement transfers and is typically used for large amounts (many banks set a minimum like ₹2,00,000; check with your bank for its limit). Charges and timing rules vary by bank.

• Q: If I enter the wrong IFSC but correct account number, will the money reach the beneficiary?

  A: If the IFSC does not match the beneficiary bank, the transaction may fail or be routed incorrectly. Banks usually validate IFSC-account combinations; if they don’t match, the transfer is often rejected and reversed. Always verify both IFSC and account number before sending funds.