Kumarkhand branch of Bihar Gramin Bank is located in Kumarkhand town, Madhepura district, Bihar (PIN 847451). This branch serves local residents and businesses for deposits, withdrawals and remittances. The branch IFSC is essential for digital fund transfers. You need the IFSC to route NEFT, RTGS and IMPS payments correctly. Using the correct IFSC ensures money reaches the right branch and account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kumarkhand |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100689 |
| Branch Address | Kumarkhand, MADHEPURA, 847451, 9297954274 |
| Contact Number | 9297954274 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 847451 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated into a single entity under Punjab National Bank for the purpose of IFSC-based electronic transactions. The merged branches now use the IFSC PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Sending funds using any revoked/old IFSC may delay transactions or cause failure.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character code. Its structure is fixed:
- First 4 characters: alphabetic bank code. Example: PUNB for Punjab National Bank.
- 5th character: always the numeral 0 (reserved).
- Last 6 characters: branch identifier. This uniquely identifies the branch. In this case: MBGB06 as the branch portion of PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
Follow these steps when making a transfer from internet banking, mobile banking or at the branch counter:
- Open your bank’s payment screen and choose NEFT, RTGS or IMPS depending on speed and amount.
- Enter beneficiary name and account number exactly as provided.
- Enter the IFSC code PUNB0MBGB06. You can copy–paste but verify visually.
- Provide the beneficiary bank branch and city (Kumarkhand, Madhepura) for your records.
- Enter the amount and a payment remark (optional).
- Review all fields carefully and confirm the transaction using your authentication method (OTP/MTAN/secure PIN).
- Save the UTR/reference number after the transfer. Use it to track the payment if needed.
Notes: RTGS is for high-value transfers (usually minimum ₹2 lakh; bank limits vary). NEFT has no minimum and settles in batches. IMPS is instant and available 24×7 for smaller amounts (bank limits apply).
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT/RTGS/IMPS payments to the correct branch.
- Reduces failed transfers and delays caused by incorrect details.
- Required for adding beneficiaries in netbanking and mobile banking apps.
- Helps customer support trace transactions using IFSC+account and UTR.
- Useful for payroll credits, vendor payments and government transfers (subsidies, pensions).
Contact
Branch Phone No: 9297954274
Branch Address: Kumarkhand, MADHEPURA, 847451
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers.
Q: What happens if I enter a wrong IFSC but correct account number?
A: Transactions are routed using the IFSC to the branch. A wrong IFSC can route to a different branch or fail. Banks usually detect mismatch between account number and branch and may return or hold the payment. This causes delay. Always double-check both IFSC and account number.
Q: Where else can I find the IFSC for this branch?
A: IFSC appears on chequebooks and bank passbooks. You can also confirm it by calling the branch at 9297954274 or by checking bank communication. After the merger, confirm that the IFSC is the updated code PUNB0MBGB06.
Q: Is IFSC required for cash deposits at the branch?
A: No. For cash deposits at the branch counter, staff use the account number and branch records. IFSC is required only for electronic transfers (NEFT/RTGS/IMPS) and for beneficiary setup in online banking.
Q: Are there limits or charges for NEFT/RTGS/IMPS?
A: Limits and charges vary by bank and customer type. IMPS is instant and generally used for lower amounts. RTGS is for large-value transfers (banks often set ₹2 lakh minimum). NEFT has no minimum and is often cheaper. Check with your bank (toll-free 18001807777) for exact charges and daily limits.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.