The Bihar Gramin Bank branch at Gwalpara serves customers in Gwalpara village, Madhepura district, Bihar (PIN 852101). For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is essential. It tells the sending bank which bank and which branch will receive the funds. Using the correct IFSC avoids failed transfers, delays and reconciliation problems.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Gwalpara |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100719 |
| Branch Address | Gwalpara, MADHEPURA, 852101, 9297954312 |
| Contact Number | 9297954312 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852101 |
| State | Bihar |
Merger update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under the sponsorship of Punjab National Bank to form the unified rural banking structure in the region. After the merger, the branches now operate under the single IFSC code PUNB0MBGB06 assigned to Punjab National Bank’s sponsored entity. Old IFSC codes issued under UBS/DBGB have been revoked. For any electronic transfer, use only the new IFSC code PUNB0MBGB06; older UBGB/DBGB IFSCs will not work.
What is an IFSC code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters: bank identifier. Example: PUNB stands for Punjab National Bank.
- 5th character: always 0 (reserved).
- Last 6 characters: branch identifier. In PUNB0MBGB06, MBGB06 is the branch code.
How to use the IFSC code for NEFT / RTGS / IMPS
Follow these steps when sending money:
- Open your bank’s netbanking or mobile app, or visit the branch.
- Select transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT and RTGS availability depends on the bank but many banks now support 24×7 NEFT/RTGS—check your bank’s rules.
- Choose or add beneficiary. Enter beneficiary name and account number exactly as given.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Gwalpara branch.
- Enter amount and purpose. For RTGS verify any large-value limits with your bank (some banks set minimum/maximum limits).
- Verify details, authorize with OTP or transaction password, and submit.
- Save the beneficiary after the first successful transfer if you will send again.
Benefits of knowing the IFSC
- Ensures funds go to the correct bank branch without manual routing.
- Speeds up electronic transfers—NEFT/RTGS/IMPS need it to route transactions.
- Reduces failed transactions and bank reconciliation work.
- Required for setting up standing instructions, salary credits and online beneficiaries.
- Makes it easy to verify beneficiary details before sending money.
Contact
Branch phone: 9297954312
Branch address: Gwalpara, MADHEPURA, 852101
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC to transfer funds to this branch?
A: No. After the consolidation under Punjab National Bank, old UBGB/DBGB IFSCs were revoked. Use only PUNB0MBGB06 for successful transfers.
Q: What happens if I enter the wrong IFSC but correct account number?
A: If the IFSC and account number point to different banks/branches, the transfer may fail or get routed incorrectly. Most banks validate the IFSC against the bank name before processing, but mistakes can cause delays and require a refund process. Always verify both account number and IFSC.
Q: Where can I find the IFSC on my cheque leaf or passbook?
A: The IFSC is usually printed on the top right or left of the cheque leaf. It is also printed in the passbook details page. For Gwalpara branch the code is PUNB0MBGB06.
Q: Is IFSC case-sensitive? Do I need to include hyphens or spaces?
A: IFSC is not case-sensitive in most bank systems, but the standard format uses uppercase letters and no spaces or hyphens. Enter it as PUNB0MBGB06 without spaces.
Q: How do I confirm the MICR code and when is it needed?
A: The MICR (Magnetic Ink Character Recognition) code—here 800811002—is printed on cheque leaves and used for cheque clearing. It is not required for NEFT/RTGS/IMPS but is used in physical cheque processing and bulk clearing systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.