Khurhan is a village in Madhepura district, Bihar (PIN 852138). This branch of Bihar Gramin Bank in Khurhan serves local residents, farmers and small businesses. For sending or receiving money by NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in electronic payment systems and ensures funds route to the right account quickly and safely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Khurhan |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100751 |
| Branch Address | Khurhan, MADHEPURA, 852138, 9297954319 |
| Contact Number | 9297954319 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852138 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s sponsorship. All legacy UBGB and DBGB branch IFSC codes have been revoked. The consolidated branches now use a single IFSC code format under PNB. For this Khurhan branch the valid IFSC is PUNB0MBGB06. Use only this new IFSC for NEFT, RTGS and IMPS transactions. Old UBGB/DBGB IFSCs are no longer valid.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:
- First 4 characters: bank code (letters). Example: PUNB = Punjab National Bank.
- Fifth character: reserved and always 0.
- Last 6 characters: branch identifier (letters and/or digits). Example: MBGB06 identifies the specific branch.
So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit the branch counter for an electronic transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. RTGS is for real-time large-value transfers. NEFT is for routine transfers (now largely available round-the-clock).
- Enter the beneficiary name exactly as on their account, the account number, and the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Khurhan.
- Enter the amount and any required remarks, then confirm the details. The app or bank will usually show the beneficiary details (bank/branch) before you confirm.
- Verify the bank and branch name shown by the system. Only proceed if the beneficiary name and bank details match.
- Authorize the payment with your OTP, password or token. Keep the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without manual intervention.
- Makes NEFT/RTGS/IMPS transfers faster and reduces errors or returns.
- Required for setting up beneficiary accounts for recurring transfers, salaries or vendor payments.
- Needed to receive inward remittances from other banks or platforms.
- Useful when filling forms for government payments, subsidies or loans that require branch identification.
Contact
Branch phone no: 9297954319
Branch Address: Khurhan, MADHEPURA, 852138
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I verify the IFSC before sending money?
A: Check the IFSC printed on the beneficiary’s cheque leaf or bank passbook. You can also confirm by calling the branch phone (9297954319) or by asking the remitter bank to display the branch name before you confirm the transfer.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to a different branch and the account number does not exist there, the transaction will usually be returned to the sender and funds refunded. If the IFSC matches a different branch and an account with that number exists, funds may be credited to the wrong account. Always verify both IFSC and account number.
Q: Is IFSC required for UPI transfers?
A: UPI transfers use Virtual Payment Addresses (VPAs) and do not normally require an IFSC. However, when adding bank account details directly (for NEFT/RTGS/IMPS), IFSC is mandatory.
Q: The branch IFSC changed after a merger. Can I still use the old code?
A: No. After a merger the bank issues new IFSCs. Old IFSCs are revoked. For this region use PUNB0MBGB06. Using the old code can cause failed transactions or delays.
Q: Where else can I find the MICR and branch code?
A: MICR and branch code appear on cheque leaves (MICR near the bottom). You can also get them from the branch, passbook, or by calling the branch (9297954319). MICR for this branch is 800811002 and branch code is 100751.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.