The Bihar Gramin Bank Madhepura Main Branch is located in Madhepura district, Bihar (PIN 852109). This branch serves retail and rural customers in and around Madhepura. For electronic fund transfers—NEFT, RTGS and IMPS—the branch IFSC is essential. The IFSC identifies the bank and branch in payment systems so your transfer reaches the correct account without delay or failure.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Madhepura Main Branch |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100800 |
| Branch Address | Madhepura Main Branch, MADHEPURA, 852109, 9297954325 |
| Contact Number | 9297954325 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852109 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches that previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) now operate under a unified arrangement. Both UBGB and DBGB have been merged into a single system and use the IFSC PUNB0MBGB06 under Punjab National Bank for electronic transactions. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to this branch.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in online payments. The structure is:
- First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
- 5th character: Always zero (0), reserved for future use.
- Last 6 characters: Branch identifier (can be letters and numbers, for this branch MBGB06).
How to Use IFSC Code
- Open your bank’s internet banking or mobile app and choose fund transfer (NEFT/RTGS/IMPS).
- Select or add a beneficiary. Enter the beneficiary name, account number, and IFSC PUNB0MBGB06 exactly.
- Choose transfer type (NEFT, RTGS or IMPS). The system usually shows which are available for the chosen amount and time.
- Enter the amount and any required transaction remarks. Verify details carefully before submitting.
- Complete the transfer using your bank’s authentication (OTP, PIN, token). Save the confirmation or UTR for reference.
- If you are unsure about the IFSC, contact the branch at 9297954325 or check a cheque leaf or passbook before initiating the transaction.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delays or returns.
- Required for adding beneficiaries for NEFT, RTGS and IMPS transactions.
- Reduces the chance of human error when entering beneficiary details.
- Helps customer support diagnose failed transfers quickly when you share IFSC and UTR/transaction ID.
- Useful for receiving electronic payments: salary, vendor payments, subsidies, refunds.
Contact
Branch phone no: 9297954325
Branch Address: Madhepura Main Branch, MADHEPURA, 852109
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: What is the IFSC code for Bihar Gramin Bank, Madhepura Main Branch?
A: The IFSC code is PUNB0MBGB06. Use this for all NEFT, RTGS and IMPS transfers to this branch.
Q: Can I still use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Only PUNB0MBGB06 is valid now.
Q: What is the MICR code, and when do I need it?
A: The MICR code is 800811002. It’s used for cheque clearing and some inward processing. For online transfers (NEFT/RTGS/IMPS), IFSC is the required code.
Q: How do I verify that the IFSC is correct before sending money?
A: Verify the IFSC on the beneficiary’s cheque leaf or bank passbook. You can also call the branch at 9297954325 to confirm. Always match bank name, branch name and IFSC together.
Q: What are typical timings for NEFT, RTGS and IMPS?
A: IMPS is immediate and available 24×7. NEFT and RTGS are available round-the-clock from most banks, but processing behavior can differ by bank and cut-off rules. Your bank’s interface will show availability when you initiate a transfer. For large or urgent sums use RTGS or contact the branch to confirm processing.
Q: What is the branch code and where is it used?
A: The branch code for Madhepura Main Branch is 100800. It may be used internally by the bank for routing, record-keeping and some forms. For customer-facing electronic transfers, IFSC is the primary identifier.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.