Bihar Gramin Bank Shankarpur IFSC Code

Bihar Gramin Bank, Shankarpur branch is located in Shankarpur, Madhepura district, Bihar (PIN 852111). For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in the national payment network and ensures funds route to the right account. Using an incorrect IFSC can delay transfers or cause them to fail.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Shankarpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100801
Branch Address	Shankarpur, MADHEPURA, 852111, 9297954338
Contact Number	9297954338
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852111
State	Bihar

Merger Update

Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank. After the merger, branches that previously used UBGB or DBGB IFSC codes now operate under the single Punjab National Bank IFSC code PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06 for this branch.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a bank branch for electronic payments. The structure is fixed:

• First 4 characters — bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — always zero (0). It is reserved for future use.
• Last 6 characters — branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six are MBGB06, which uniquely identify the Shankarpur branch under PNB after the merger.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Step 1: Collect beneficiary details — account name, account number, bank name and IFSC (PUNB0MBGB06 for Shankarpur).
• Step 2: In your internet or mobile banking app, go to “Add Beneficiary” or similar. Enter the account number and IFSC exactly as given.
• Step 3: Verify the beneficiary name shown by your bank. Banks typically validate the account holder name with IFSC+account number to reduce errors.
• Step 4: Choose the transfer mode:
  • NEFT — for regular electronic transfers (no minimum; settled in batches, now available 24×7).
  • RTGS — for high‑value transfers (typically used for amounts ₹2,00,000 and above). Immediate gross settlement.
  • IMPS — for instant transfers up to the bank’s IMPS limit, available 24×7.
• Step 5: Enter the amount and any remarks. Confirm and authenticate the transaction (OTP, transaction password, or UPI PIN as required).
• Step 6: Save the confirmation reference. If the transfer fails, quote that reference when contacting the bank.

Benefits of Knowing the IFSC

• Ensures correct routing of electronic transfers to the intended branch and account.
• Reduces failed or returned transactions and related delays.
• Necessary for adding beneficiaries in netbanking and mobile apps.
• Required for electronic cheque clearing and inward remittances.
• Helps verify branch identity (paired with MICR for cheque processing).

Contact

Branch phone no: 9297954338
Branch Address: Shankarpur, MADHEPURA, 852111
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
Toll free no: 18001807777

FAQs

Q1: Is PUNB0MBGB06 the only valid IFSC for Shankarpur branch now?
Yes. After the merger with Punjab National Bank, the valid IFSC for the Shankarpur branch is PUNB0MBGB06. Any old IFSC codes issued under UBGB or DBGB are revoked and should not be used.

Q2: What is the MICR code 800811002 used for?
MICR (Magnetic Ink Character Recognition) code is used for cheque clearing through the banking clearing system. The code 800811002 identifies the bank and branch in the cheque clearing process for Shankarpur.

Q3: Can I transfer money immediately using IFSC and account number?
Yes. Use IMPS for instant transfers any time. NEFT and RTGS are also used—RTGS for high‑value immediate settlement (usually ₹2,00,000 and above), NEFT for batch settlements (now largely available 24×7). Always enter IFSC and account number correctly.

Q4: How do I confirm the IFSC before making a transfer?
Confirm the IFSC from the beneficiary bank passbook, cheque leaf, bank branch, or official bank communications. You can also call the branch at 9297954338 to verify if unsure.

Q5: What happens if I enter a wrong IFSC?
If you enter an incorrect IFSC that maps to a different branch, the payment may go to the wrong branch and possibly be returned. If the IFSC doesn’t exist, the transaction will typically fail. Contact your bank immediately if you suspect an error; provide the transaction reference to trace and recover funds.