Gangapur is a town in Madhepura district, Bihar. This page lists the official IFSC and branch details for Bihar Gramin Bank, Gangapur branch, and explains how to use that IFSC for electronic fund transfers. IFSC codes are essential for routing payments through NEFT, RTGS and IMPS. Entering the correct IFSC ensures your money reaches the intended bank branch quickly and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Gangapur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108113 |
| Branch Address | Gangapur, MADHEPURA, 852109, 8757012285 |
| Contact Number | 8757012285 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852109 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) are now consolidated under Punjab National Bank. The Gangapur branch uses the single IFSC code PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transfers to this branch use only PUNB0MBGB06.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific bank branch in electronic funds transfers. The structure is fixed:
- First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
- 5th character = always the digit 0 (reserved for future use).
- Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the Gangapur branch after merger).
You will find the IFSC on your passbook, cheque leaf, bank branch noticeboard, or the bank’s official communication. Always verify the IFSC before initiating a transfer.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s netbanking app or visit the branch/ATM transfer option.
- Select the fund transfer type: IMPS for instant small-value transfers, NEFT for standard value transfers, RTGS for high-value real-time settlement (RTGS is generally used for large amounts—commonly ₹2,00,000 and above; check your bank’s rule).
- Add a new beneficiary. Enter the beneficiary’s name, bank account number, and the IFSC PUNB0MBGB06. Enter the branch name (Gangapur, Madhepura) if requested.
- Verify the details and save. The bank will typically send an OTP or a confirmation request to your registered mobile number.
- Once the beneficiary is active, choose the beneficiary, enter the transfer amount and purpose, then authorize the payment using OTP/transaction password.
- Keep the transaction receipt or reference number. Use it to track the transfer if needed.
Notes: IMPS is instant and available 24×7. NEFT and RTGS are widely available round-the-clock at most banks, but check your bank’s specific cut-off and charge rules.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct branch and account.
- Faster processing: Correct IFSC avoids delays or failed transactions.
- Required for all electronic transfers: NEFT, RTGS, IMPS mandates IFSC for destination branch.
- Helps confirm branch identity: Useful when verifying payee details or reconciling payments.
- Reduces fraud risk: Verifying IFSC with official sources helps avoid spoof accounts.
Contact
Branch Phone: 8757012285
Branch Address: Gangapur, MADHEPURA, 852109
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Gangapur branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked and must not be used.
Q: Where can I double-check the IFSC before sending money?
A: Check the bank passbook, cheque leaf, an official bank branch notice, or contact the branch at 8757012285. You can also call the bank’s toll-free number 18001807777 to confirm.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number, the transfer may fail or be routed to a different branch. If funds go to the wrong account, raising a dispute with your bank quickly improves chances of recovery. Always verify details before confirming.
Q: Can I use IMPS to send money to this branch?
A: Yes. IMPS supports transfers to this IFSC and is instant and available 24×7, subject to per-transaction limits set by your bank.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing. 800811002 identifies the bank and branch for clearing paper cheques. It is not required for electronic transfers but is useful when handling cheque-based transactions.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.