Bihar Gramin Bank Pataili IFSC Code

The Bihar Gramin Bank branch in Pataili, located in Samastipur, Bihar, plays a key role in serving the financial needs of the local community. When you need to send money electronically to this branch or from this branch to another bank, you will use a special code called the IFSC (Indian Financial System Code). This code is essential for various online money transfers like NEFT, RTGS, and IMPS. It ensures your funds reach the correct bank and specific branch without any issues.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Pataili
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3926
Branch Address	Pataili, Samastipur, 848132, 9955997832
Contact Number	9955997832
City	Samastipur
District	Samastipur
Pincode	848132
State	Bihar

Merger Update

Bihar Gramin Bank was formed by the merger of two older regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This consolidation happened under the sponsorship of Punjab National Bank. As a result of this merger, all branches of Bihar Gramin Bank, including the Pataili branch, now operate under a unified IFSC code structure. The specific IFSC code for the Pataili branch is PUNB0MBGB06. It is crucial for customers to know that any old IFSC codes previously used by UBGB or DBGB are no longer valid for electronic transactions. Always use the new, updated IFSC code for all your NEFT, RTGS, and IMPS transfers to ensure your money reaches its intended destination correctly.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code made up of letters and numbers. Every bank branch in India has a unique IFSC code. This code helps to identify the exact bank and branch involved in an electronic money transfer. This makes sure that your money goes to the right account safely.

The IFSC code has a specific structure:

• The first four characters represent the bank. For example, ‘PUNB’ stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is kept for future use.
• The last six characters identify the specific bank branch. For the Pataili branch, these characters are ‘MBGB06’.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are making electronic fund transfers. Here are the general steps:

1. Log in: Access your net banking account or mobile banking app.
2. Select Transfer Option: Choose the type of transfer you want to make, such as NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), or IMPS (Immediate Payment Service).
3. Add Beneficiary: If you are sending money to someone for the first time, you will need to add them as a beneficiary.
4. Enter Details: Provide the beneficiary’s name, their bank account number, the account type (savings or current), and the bank’s name.
5. Input IFSC Code: Carefully enter the correct IFSC code for the beneficiary’s branch. For Bihar Gramin Bank Pataili, this is PUNB0MBGB06.
6. Confirm: Double-check all the details you have entered to avoid any errors.
7. Authorize: Complete the transaction using your password or PIN.

Always ensure the IFSC code and account number are accurate before confirming a transfer. An incorrect code could delay your transaction or send money to the wrong account.

Benefits of Knowing Your IFSC Code

Having the correct IFSC code for your bank branch, or for the branch you are sending money to, offers several important benefits:

• It enables fast and secure online fund transfers through NEFT, RTGS, and IMPS.
• It guarantees that money reaches the precise bank and specific branch intended by the sender.
• The system is standardized across all banks in India, making interbank transactions smooth.
• It significantly reduces the chances of errors in electronic banking transactions.
• It provides convenience, allowing you to manage transfers from anywhere without visiting a bank branch.

Contact Information

If you need to get in touch with the Bihar Gramin Bank Pataili branch or the bank’s head office, here are the contact details:

• Branch Phone Number: 9955997832
• Branch Address: Pataili, Samastipur, 848132
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What is the IFSC code for Bihar Gramin Bank Pataili branch?
A1: The IFSC code for the Bihar Gramin Bank Pataili branch is PUNB0MBGB06.

Q2: Why is the IFSC code important for fund transfers?
A2: The IFSC code is crucial because it helps accurately identify the recipient’s bank and their specific branch. This ensures that your money is transferred securely and reaches the correct destination without errors when using services like NEFT, RTGS, or IMPS.

Q3: Is the IFSC code PUNB0MBGB06 valid for all Bihar Gramin Bank branches?
A3: No, the full IFSC code PUNB0MBGB06 is specific to the Pataili branch. While the first five characters ‘PUNB0’ are common for Bihar Gramin Bank branches (representing Punjab National Bank sponsorship), the last six characters (‘MBGB06’) are unique to the Pataili branch. Each branch has its own specific last six characters in its IFSC code.

Q4: What happened to the old Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank IFSC codes?
A4: Due to the merger that formed Bihar Gramin Bank, all old IFSC codes belonging to Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) are no longer valid. For all electronic transactions, you must now use the new IFSC codes issued under Bihar Gramin Bank, such as PUNB0MBGB06 for the Pataili branch.

Q5: Can I find the IFSC code on my bank passbook or cheque leaves?
A5: Yes, the IFSC code is typically printed on the first page of your bank passbook. You can also find it clearly mentioned on your bank’s cheque leaves. Additionally, it is available on the bank’s official website or through online IFSC lookup tools.