The Bihar Gramin Bank branch at Bhupatti is located in Bhupatti village, Madhubani district, Bihar (PIN 847224). Knowing the correct IFSC code for this branch is essential for digital fund transfers — NEFT, RTGS and IMPS all require the IFSC to route payments to the right branch and account. Using an incorrect or outdated IFSC can delay transfers or cause failures, so always confirm the code before sending money.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bhupatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100333 |
| Branch Address | Bhupatti, MADHUBANI, 847224, 9297954916 |
| Contact Number | 9297954916 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847224 |
| State | Bihar |
Merger Update
This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their separate IFSC codes have been revoked. Old UBGB or DBGB IFSC codes are no longer valid for transactions. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is:
- First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
- 5th character — reserved and is normally 0.
- Last 6 characters — branch identifier (alphanumeric), unique to the branch; for example MBGB06 in PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking or mobile banking app and choose the fund transfer option (NEFT/RTGS/IMPS).
- Select the transfer type: NEFT for standard transfers, RTGS for high-value immediate settlement (bank-specific minimums apply), or IMPS for instant 24×7 transfers to individual accounts or MMID/IFSC routes.
- Enter the beneficiary account number exactly as given and the beneficiary name.
- Enter the IFSC code: PUNB0MBGB06 (verify characters carefully; character case does not matter in most systems but enter as shown).
- Enter the amount and purpose/remittance information if required.
- Review details, confirm and authenticate the transaction (OTP, mPIN or hardware token as required).
- Save the beneficiary for future transfers after the bank validates the beneficiary (many banks have a validation or waiting period for new beneficiaries).
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments to the intended branch and account.
- Saves time by avoiding failed transfers and subsequent reversal delays.
- Required for NEFT, RTGS and IMPS transactions and often for setting up beneficiaries in netbanking apps.
- Helps confirm branch identity when reconciling payments or filling forms (e.g., vendor payments, salary credit).
- Useful for cross-checking with cheques, passbook entries or bank statements when verifying bank details.
Contact
Branch Phone: 9297954916
Branch Address: Bhupatti, MADHUBANI, 847224
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is the IFSC PUNB0MBGB06 case-sensitive?
A: No. Most banking systems are not case-sensitive for IFSC. Enter the code exactly as printed to avoid errors: PUNB0MBGB06.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked. Transactions using revoked codes will fail or be returned. Use the new IFSC PUNB0MBGB06 to ensure successful routing.
Q: Can I use this IFSC for UPI or only for NEFT/RTGS/IMPS?
A: UPI typically uses VPA (virtual payment address) and does not require IFSC for UPI-to-UPI transfers. However, if you add a bank account in some apps or request bank-to-bank transfers, the IFSC may be required. For NEFT/RTGS/IMPS use the IFSC.
Q: How quickly will funds credited using this IFSC appear in the beneficiary account?
A: IMPS is real-time and works 24×7. NEFT settlement timings depend on bank batch cycles (many banks now offer near-real-time NEFT). RTGS is immediate for high-value payments during RTGS hours. Exact timing can vary by sending bank and cut-off times.
Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC on the cheque book leaf, bank passbook, or by calling the branch at 9297954916. You can also check the bank’s official communication or the head office at the toll-free number 18001807777. Always confirm after a merger that you are using the updated IFSC.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.