Tamuria is a village in Madhubani district, Bihar (PIN 847410). For anyone sending or receiving bank funds to this branch, the IFSC code is essential. The IFSC (Indian Financial System Code) uniquely identifies this bank branch for electronic transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures funds route to the right branch and account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tamuria |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100346 |
| Branch Address | Tamuria, MADHUBANI, 847410, 9297954939 |
| Contact Number | 9297954939 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847410 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches were formed from the earlier Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two regional rural banks have been merged and consolidated under Punjab National Bank (PNB). As a result, this Tamuria branch now uses the single IFSC code PUNB0MBGB06 for all electronic transactions.
Old IFSC codes that belonged to UBGB or DBGB are revoked. Only the new PUNB0MBGB06 IFSC is valid for NEFT, RTGS and IMPS to this branch. Do not use any legacy UBGB/DBGB IFSC codes — payments sent using revoked codes may be delayed or returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier (alphanumeric). For this branch the last 6 are MBGB06.
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = Tamuria branch identifier.
How to Use IFSC Code
To transfer funds to an account at Tamuria branch, follow these steps:
- Open your bank’s netbanking site or mobile app, or visit the branch if doing a manual form.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are typically available 24×7; RTGS is used for high-value or urgent transfers.)
- Add a new beneficiary. Enter the beneficiary name exactly as on the account, the account number, and the IFSC: PUNB0MBGB06.
- Verify the beneficiary details. Banks often show branch and bank name after you enter IFSC—confirm it shows Tamuria / PUNB.
- Authorize the transfer with OTP or transaction password. Note the transfer reference for tracking.
- For NEFT/RTGS, check cut-off and settlement times with your bank. IMPS is instant and available any time.
Important: double-check account number and IFSC. A wrong account number is the most common cause of failed transfers. If you mistakenly enter a wrong IFSC that belongs to another branch, funds may go to the wrong account and will require a reversal request through banks.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
- Speeds up transfers by avoiding manual interventions or returns.
- Helps verify beneficiary details when adding payees in online banking.
- Needed for online forms, bill payments, and receiving inward remittances.
- MICR code (800811002) helps in cheque clearing; IFSC handles electronic clearing.
Contact
Branch phone no: 9297954939
Branch Address: Tamuria, MADHUBANI, 847410
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Tamuria branch?
A: Yes. After the merger into Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Legacy UBGB/DBGB IFSCs are revoked and should not be used.
Q: What happens if I use an incorrect IFSC?
A: If the IFSC points to a different branch, funds can be credited to the wrong account. If the IFSC is invalid, the transaction will usually be rejected and returned. In either case contact your bank immediately to initiate tracing and reversal.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant (24×7). NEFT typically completes within minutes to a few hours depending on bank processing; NEFT is available 24×7. RTGS is for large/urgent transfers and is processed in real time; there is no mandatory minimum amount but banks may set guidelines.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) is used for electronic transfers. MICR (9-digit code) is used for cheque clearing and processing by the clearing house. For Tamuria, IFSC is PUNB0MBGB06 and MICR is 800811002.
Q: How can I verify this IFSC before making a payment?
A: Enter the IFSC in your bank’s beneficiary-add screen. The app/site normally displays the bank and branch name for confirmation. You can also call the branch at 9297954939 or the toll-free number 18001807777 for verification.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.