Bihar Gramin Bank Babubarhi IFSC Code

Bihar Gramin Bank, Babubarhi branch is located in Babubarhi village, Madhubani district, Bihar (PIN 847224). This branch serves local residents and businesses in and around Jhanjharpur. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC links your transfer instructions to the exact bank and branch so funds reach the right beneficiary without delay.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Babubarhi
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100369
Branch Address	Babubarhi, MADHUBANI, 847224, 9297954911
Contact Number	9297954911
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847224
State	Bihar

Merger Update

The Bihar Gramin Bank network includes branches that were earlier part of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been consolidated and now operate under a single arrangement with Punjab National Bank for IFSC-based electronic transfers. The consolidated IFSC for the Babubarhi branch is PUNB0MBGB06. Old IFSC codes that were used under UBGB or DBGB have been revoked. For NEFT/RTGS/IMPS you must use the new IFSC PUNB0MBGB06; older UBGB/DBGB IFSCs will not work.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. The structure is:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.

Together the 11 characters uniquely identify a single bank branch for NEFT/RTGS/IMPS transactions.

How to Use IFSC Code

• Obtain the IFSC: Use the value shown above, your cheque leaf, passbook, or official bank communication. Verify before initiating a transfer.
• Add beneficiary (one-time): In internet banking or mobile app, choose “Add New Beneficiary” or “Add Payee”. Enter beneficiary name, account number, and IFSC PUNB0MBGB06. Save and complete any OTP or authentication step your bank requires.
• Select transfer type: Choose NEFT, RTGS or IMPS depending on speed and amount.
  • NEFT — suited for most values; available across banks (banks often support 24×7 NEFT).
  • RTGS — for high-value transfers (typical lower limit around ₹2,00,000); used for immediate settlement of large amounts.
  • IMPS — instant 24×7 transfers, typically used for small to medium amounts (limits vary by bank).
• Enter amount and confirm: Provide the transfer amount and purpose. Re-check the beneficiary account number and IFSC. Confirm using OTP or two-factor authentication.
• Verify status: Note the transaction reference. Check transaction status in your bank’s transfer history. If a transfer fails, contact your bank with the reference number.
• If IFSC is wrong: If the IFSC does not match the account’s branch, the transaction may fail or be delayed. In rare cases where an incorrect IFSC routes to another valid account number, funds could be misdirected. Contact your bank immediately to resolve.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch and account.
• Simplifies online and mobile banking beneficiary setup.
• Reduces failed transfers and delays.
• Required for NEFT, RTGS and IMPS transfers.
• Useful for electronic bill payments, salary credits and vendor transfers.

Contact

Branch Phone: 9297954911
Branch Address: Babubarhi, MADHUBANI, 847224
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers?
  
  A: No. Old UBGB/DBGB IFSCs have been revoked. Use the consolidated IFSC PUNB0MBGB06 for transactions.
• Q: Where else can I confirm the IFSC besides this page?
  
  A: Check your cheque leaf, bank passbook, the branch counter, or an official bank statement. Your bank’s customer service can also confirm it.
• Q: What happens if I enter the wrong IFSC but correct account number?
  
  A: Transactions usually fail if the IFSC does not match the account’s branch. If the wrong IFSC happens to point to a different valid branch and the account number exists there, funds could be misdirected. Contact your bank immediately with the transaction reference.
• Q: Is IFSC different from MICR?
  
  A: Yes. IFSC is an electronic routing code for NEFT/RTGS/IMPS (11 characters). MICR is a numeric code used mainly for cheque processing (9 digits); both serve different purposes.
• Q: Are there charges for using IFSC-based transfers?
  
  A: Banks may levy fees for NEFT, RTGS or IMPS transfers depending on amount and channel. Charges differ by bank and account type. Check with your bank or the head office toll-free number before making large transfers.