The Bihar Gramin Bank branch at Bhatchaura is located in Madhubani district, Bihar (PIN 847228). This page gives the branch identifiers you need for electronic fund transfers. For NEFT, RTGS and IMPS, the correct IFSC code must be used so funds route to the right bank branch and are not delayed or returned.
Branch Details
| Field | Details |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bhatchaura |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100370 |
| Branch Address | Bhatchaura., MADHUBANI, 847228, 9297954914 |
| Contact Number | 9297954914 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847228 |
| State | Bihar |
Merger update
If this branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both have been merged and now operate under Punjab National Bank’s single IFSC code PUNB0MBGB06 for this branch. Old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC code PUNB0MBGB06 for NEFT, RTGS and IMPS transactions. Transactions attempted with old codes will fail or be returned.
What is an IFSC code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to a specific bank branch. The structure is:
- First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
- 5th character — always 0 (reserved).
- Last 6 characters — branch identifier (alphanumeric). In our IFSC PUNB0MBGB06, the last 6 characters are MBGB06.
Note: The numeric branch code shown separately (for example 100370) is an internal branch number and does not have to match the IFSC last 6 characters, which are the official routing identifier used by payment systems.
How to use the IFSC code for NEFT, RTGS and IMPS
- Open your bank’s netbanking or mobile banking app, or visit a branch.
- Choose the transfer method: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS availability may vary by bank; confirm timings.)
- Enter beneficiary name, account number, bank name (Bihar Gramin Bank / Punjab National Bank routing) and the IFSC PUNB0MBGB06.
- Double-check the account number and IFSC. Even one wrong character can misroute the funds.
- Enter the amount and any required remarks. Select authorisation method (OTP, device token) and approve the payment.
- Save the transaction reference or UTR number for tracking. Use it to follow up with the bank if there is a delay or error.
- If you are unsure about limits, charges or cut-off times, confirm with the sending bank before initiating the transfer.
Benefits of knowing the IFSC code
- Ensures funds are sent to the exact branch. Helps avoid returns and delays.
- Required for all electronic transfers (NEFT, RTGS, IMPS) and many online forms.
- Makes beneficiary set-up quick and repeatable in your banking app.
- Useful when giving or receiving payments for salary, loan disbursement, vendor payments or government transfers.
- Enables customer service to trace and reconcile transactions using the branch routing information.
Contact
Branch phone no: 9297954914
Branch Address: Bhatchaura., MADHUBANI, 847228
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
-
Q: Can I use any variant of the old UBGB or DBGB IFSC for this branch?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers. -
Q: What should I do if a transfer to IFSC PUNB0MBGB06 fails?
A: First verify account number and IFSC. If both were correct, note the transaction reference or error message and contact your bank with the date, amount and UTR. The branch phone can assist with local verification: 9297954914. -
Q: Is the IFSC case-sensitive?
A: No. IFSC is not case-sensitive. However, enter it exactly without extra spaces or characters: PUNB0MBGB06. -
Q: Do I need the MICR code for an electronic transfer?
A: No. MICR (800811002) is used for cheque processing. For NEFT/RTGS/IMPS, the IFSC is required. -
Q: Should I give the branch code (100370) to someone sending money?
A: Not required. The sender must provide the account number, beneficiary name and IFSC. The branch code is for internal bank use.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.