Bihar Gramin Bank Jaynagar IFSC Code

Jaynagar is a town in the Madhubani district of Bihar (PIN 847226). This article gives the Bihar Gramin Bank, Jaynagar branch details and explains the IFSC code you must use for electronic fund transfers. An IFSC code uniquely identifies a bank branch for NEFT, RTGS and IMPS transfers. Using the correct IFSC ensures your funds route to the right branch and reduces delays or reversals.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Jaynagar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100400
Branch Address	Jaynagar, MADHUBANI, 847226, 9297954921
Contact Number	9297954921
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847226
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into the Punjab National Bank (PNB) structure for these rural branches. The single active IFSC for this merged entity is PUNB0MBGB06. All old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only PUNB0MBGB06. Transactions submitted with old, revoked IFSC codes may fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch on electronic payment systems.

• First 4 characters: Bank code. Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code

• Open your bank’s Internet banking, mobile app or visit a branch for offline transfer.
• Choose the transfer type: NEFT, RTGS or IMPS (IMPS is instant; NEFT/RTGS may follow batch or settlement rules).
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Jaynagar.
• Enter the amount and add any required purpose or remarks.
• Verify all details on screen. A mismatch in account number or IFSC can delay or return the payment.
• Authenticate and submit the transfer. Keep the transaction reference for follow-up.
• If unsure, call the branch at 9297954921 before initiating high-value transfers.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS payments to the intended branch.
• Reduces the chance of failed or delayed transfers due to incorrect branch identification.
• Simplifies adding beneficiaries in online banking or UPI-linked bank-account operations.
• Helps customer service identify and trace transactions faster using the branch code.
• Required for inward remittances and some bank mandate forms where branch details are mandatory.

Contact

Branch Phone: 9297954921

Branch Address: Jaynagar, MADHUBANI, 847226

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free Number: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes are revoked. Use only the current IFSC PUNB0MBGB06 for transfers to this branch.

Q: Where can I find the IFSC on my cheque leaf?
A: The IFSC is usually printed on the cheque leaf near the MICR band or at the top of the cheque. If not present, confirm with the branch before transferring funds.

Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different branch but the account number exists there, the funds may be routed and credited incorrectly. If no match exists, the transfer will usually fail and be returned. Contact your bank immediately to trace and reverse a misrouted transaction.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but banks and forms usually use uppercase for clarity. Enter it exactly as provided to avoid input errors.

Q: Do I need IFSC for UPI payments?
A: For UPI peer-to-peer using a Virtual Payment Address (VPA) you do not enter an IFSC. For bank-account-based setups or when adding a beneficiary for IMPS/NEFT/RTGS, IFSC is required.