The Bihar Gramin Bank branch at Deep serves customers in the town of Deep, under the Madhubani district of Bihar (PIN 847403). For fund transfers using NEFT, RTGS or IMPS, the correct IFSC code is essential. The IFSC routes electronic payments to the exact bank and branch. Using the wrong code can delay payments or cause returns, so always confirm the IFSC before initiating a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Deep |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100409 |
| Branch Address | Deep, MADHUBANI, 847403, 9297954943 |
| Contact Number | 9297954943 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847403 |
| State | Bihar |
Merger Update
Important: The previous regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized and now operate under a single arrangement that uses the IFSC code PUNB0MBGB06 registered with Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers (NEFT, RTGS, IMPS) to this Deep branch, use only PUNB0MBGB06. Transactions attempted with the old UBGB or DBGB IFSCs will not reach the branch and may be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. Its structure is fixed:
- First 4 characters: Bank code. Example: PUNB = Punjab National Bank.
- 5th character: Always the digit 0 (reserved).
- Last 6 characters: Branch identifier. In PUNB0MBGB06, the last six characters are MBGB06, which point to the Deep branch.
How to Use IFSC Code
Follow these steps to send money using NEFT, RTGS or IMPS:
- Open your bank’s netbanking app or mobile banking.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS options depend on bank timings and transfer amount policies.)
- Add a beneficiary. Enter the beneficiary name exactly as on their account.
- Enter the beneficiary account number and the IFSC code: PUNB0MBGB06.
- Save the beneficiary. Your bank may require OTP or authorization to add a new payee.
- Select the saved beneficiary, enter the transfer amount and a remark if needed.
- Authorize the transaction using OTP, UPI PIN, or the bank’s authentication method.
- Note the transaction reference number and verify that funds reach the beneficiary. If the payment fails, contact your bank with the reference number.
Tip: Always verify the IFSC from a cheque leaf, passbook, bank branch notice, or by asking the branch directly before saving a beneficiary.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch.
- Reduces transfer delays and failed transactions.
- Required to add beneficiaries in netbanking and mobile apps.
- Helps customer service resolve payment disputes faster by providing exact branch identification.
- Useful when filling forms for salaries, vendor payments, government transfers and online remittances.
Contact
Branch Phone: 9297954943
Branch Address: Deep, MADHUBANI, 847403
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Deep branch transfers?
A: Yes. Following the merger and code revision, PUNB0MBGB06 is the valid IFSC for electronic transfers to this branch. Old UBGB/DBGB IFSCs are revoked.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC points to another valid branch, funds may go to a different branch and cause delays. If the IFSC is invalid, the transfer will likely be returned to your account. Contact your bank immediately with the transaction reference.
Q: Can I use IMPS with this IFSC?
A: Yes. IMPS requires the beneficiary account number and IFSC. It is an instant service subject to your bank’s limits and authentication rules.
Q: How can I verify the IFSC before transferring?
A: Check the IFSC on the branch cheque leaf, passbook, branch counter, or confirm by calling the branch phone number 9297954943. Your bank’s customer support or official notices will also confirm the correct code.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are not case-sensitive, but it is best to enter them exactly as displayed: PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.