Bihar Gramin Bank Narar IFSC Code

Narar is a village in Madhubani district, Bihar (PIN 847226). The local Bihar Gramin Bank branch at Narar handles routine banking and remittances for residents and businesses in the area. For electronic transfers — NEFT, RTGS and IMPS — the branch’s IFSC code is essential. The IFSC identifies the bank and branch in the RBI-clearing network so funds route correctly and settle without manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Narar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100325
Branch Address	Narar, MADHUBANI, 847226, 9297954869
Contact Number	9297954869
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847226
State	Bihar

Merger update

This branch’s operational IFSC is PUNB0MBGB06, which is under Punjab National Bank’s IFSC series (PUNB). Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganised and integrated into the Punjab National Bank network for electronic clearing. As a result, old UBGB/DBGB IFSC codes issued earlier have been revoked. For all NEFT/RTGS/IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions using revoked IFSCs will not route and will either fail or be delayed until corrected.

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch. Structure:

• First 4 characters — bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and always 0.
• Last 6 characters — branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters MBGB06 identify the Narar branch within the bank’s IT mapping.

How to use the IFSC code for NEFT, RTGS and IMPS

1. Open your bank’s internet banking, mobile app or visit the branch.
2. Choose transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7 for small-to-medium amounts; RTGS is used for urgent or large-value transfers; NEFT is suitable for routine transfers.
3. Enter beneficiary name and account number exactly as given by the recipient.
4. Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Narar branch. Double-check every character; IFSC is case-insensitive but must be complete.
5. Enter amount and reason (optional). Authorise using OTP or transaction PIN as required by your bank.
6. Verify the confirmation screen that shows beneficiary name and branch. If the displayed beneficiary matches, submit the transfer.
7. Keep the transaction reference number. If funds don’t arrive in expected time, provide this reference to your bank for tracing.

Why knowing the IFSC is useful

• Ensures accurate routing: IFSC identifies the exact branch in electronic clearing.
• Saves time: correct IFSC reduces failed or returned transactions and avoids manual intervention.
• Required for all electronic transfers: banks mandate IFSC for NEFT, RTGS and IMPS entries.
• Helps with verification: you can confirm beneficiary details before sending funds.
• Useful for inward remittances and payroll setups where branch-specific routing is needed.

Contact

Branch phone: 9297954869

Branch address: Narar, MADHUBANI, 847226

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free number: 18001807777

FAQs

• Q: How do I confirm the IFSC before sending money?

  A: Check the branch cheque leaf or passbook, call the branch number (9297954869), or use official bank communications. Verify that the displayed beneficiary name and branch match after entering the IFSC in your bank’s transfer screen.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC is wrong but matches another valid branch and the account number exists there, funds may be credited to that account. If the IFSC doesn’t match any valid branch, the transaction typically fails and the amount is reversed. Recovery from a wrong-but-valid route requires both banks to cooperate and can take several days.

• Q: Can I use the old UBGB or DBGB IFSC for Narar branch?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after integration. Use the new IFSC PUNB0MBGB06 for all transactions. Using revoked codes will lead to failed transactions or delays.

• Q: Which transfer method should I choose: NEFT, RTGS or IMPS?

  A: Use IMPS for immediate small-value transfers that must clear instantly and are available 24×7. Use RTGS when you need high-priority or large-value transfers. Use NEFT for routine transfers where instant settlement is not critical. Your bank’s app will show limits and estimated times.

• Q: How long does a transfer to Narar branch usually take?

  A: IMPS is instantaneous. RTGS typically settles immediately once processed as it is real-time gross settlement. NEFT settlements depend on bank processing; modern systems often process quickly but allow up to a few hours for interbank clearing. Always keep the transaction reference and check with your bank if delay exceeds expected timeframes.