Aunsi is a village in Madhubani district, Bihar (PIN 847122). This branch serves local residents and businesses for deposits, withdrawals and electronic fund transfers. For NEFT, RTGS and IMPS transfers, the IFSC code is essential. The IFSC identifies the exact bank and branch so money routes to the correct account. Using the correct IFSC prevents delays, failed transfers and routing to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Aunsi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100338 |
| Branch Address | Aunsi, MADHUBANI, 847122, 9297954826 |
| Contact Number | 9297954826 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847122 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form a unified rural bank sponsored by Punjab National Bank. After the merger, branch banking now uses the single IFSC PUNB0MBGB06 under Punjab National Bank’s sponsorship for transactions. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For NEFT/RTGS/IMPS transfers, only the new IFSC PUNB0MBGB06 should be used.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific bank branch in electronic payment systems.
- First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
- 5th character – is reserved and is always 0.
- Last 6 characters – identify the specific branch. Example: in PUNB0MBGB06, the MBGB06 part points to the sponsored rural bank branch code.
How to Use IFSC Code
Follow these steps when sending or setting up a beneficiary for NEFT, RTGS or IMPS:
- Open your bank app or netbanking and choose “Fund Transfer” or “Add Beneficiary.”
- Select the transfer type: NEFT, RTGS or IMPS. (IMPS is instant 24×7; NEFT uses batch processing; RTGS is for immediate high-value settlement.)
- Enter beneficiary name exactly as on their bank account and the beneficiary account number.
- Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Aunsi branch.
- Verify details and submit. Approve with OTP or transaction PIN as required by your bank.
- Note the transaction reference or UTR for tracking. Keep the confirmation until funds reflect in beneficiary account.
Tip: When adding a beneficiary, many bank interfaces validate the IFSC and show the branch name. Always confirm that the displayed branch matches “Aunsi, MADHUBANI.”
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Reduces delays and failed transfers due to incorrect routing.
- Required for all electronic transfers (NEFT, RTGS, IMPS) and for many online payment forms.
- Makes reconciliation easier—UTR numbers tie back to the correct branch and transaction.
- Helps verify beneficiary details before adding them in your bank application.
Contact
Branch Phone: 9297954826
Branch Address: Aunsi, MADHUBANI, 847122
Head Office: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Aunsi branch transfers?
A: Yes. After the UBGB/DBGB merger, the valid IFSC for the sponsored Bihar Gramin Bank Aunsi branch is PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked and will not work for electronic transfers.
Q: What happens if I enter the wrong IFSC but correct account number?
A: If the IFSC points to a different branch within the same bank, the transfer may still succeed if the account number exists at that branch. If the IFSC is invalid or points to a different bank, the transfer will fail or be returned. Always confirm both IFSC and account number.
Q: How can I verify the IFSC before sending money?
A: Check the bank’s printed cheque leaf (IFSC is usually printed on the cheque), the branch passbook, or confirm with the branch by phone (9297954826). Your netbanking interface often shows the branch name when you enter IFSC.
Q: Do I need IFSC for cash deposits or only electronic transfers?
A: IFSC is required for electronic transfers (NEFT/RTGS/IMPS). For a manual cash deposit at a branch counter, you need the account number and beneficiary name; IFSC is not required at the counter but helpful for electronic receipts.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) routes electronic transfers to the correct bank and branch. MICR (usually 9 digits, here 800811002) is used mainly for cheque clearing and is a magnetic ink code printed on cheques. Both identify branches but serve different clearing systems.
Q: If the branch code shown in IFSC looks non-numeric (like MBGB06), how does that map to numeric branch codes?
A: The last six characters of IFSC can be alphanumeric; they are an internal identifier. The branch code field (here 100338) is a separate numeric identifier used by the bank. Do not try to convert between them; use the IFSC as given for transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.