Bihar Gramin Bank H.A. Brahampura IFSC Code

The H.A. Brahampura branch of Bihar Gramin Bank is located in Madhubani district of Bihar (PIN 847223). This branch serves local residents and businesses for deposits, withdrawals and remittances. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch IFSC is essential. The IFSC identifies the bank and branch in the national payment network so funds route correctly and reach the intended account without manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	H.A. Brahampura
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100347
Branch Address	H.A. Brahampura, MADHUBANI, 847223, 9297954848
Contact Number	9297954848
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847223
State	Bihar

Merger Update

If this branch was previously under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following:

• UBGB and DBGB have been merged and their branches now operate under Punjab National Bank sponsorship.
• All old UBGB/DBGB IFSC codes have been revoked. The single valid IFSC for this branch now is PUNB0MBGB06.
• Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS transactions. Transactions using revoked IFSCs will fail or be delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a specific bank branch for electronic payments.

• First 4 characters — identify the bank. Example: PUNB = Punjab National Bank.
• 5th character — is always 0 (reserved for future use).
• Last 6 characters — identify the specific branch. Example: in PUNB0MBGB06, the last six characters MBGB06 point to the H.A. Brahampura branch (mapped under PNB after merger).

The IFSC, together with the account number, routes electronic transfers through NEFT, RTGS and IMPS systems to the correct branch and account.

How to Use IFSC Code

Steps to use the IFSC for NEFT, RTGS and IMPS transfers:

• Open your bank’s netbanking, mobile banking or visit the bank branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT is for routine transfers; RTGS is for large-value transfers; IMPS is instant and available 24×7.)
• Add a beneficiary: enter beneficiary name, account number and the IFSC PUNB0MBGB06. Double-check spelling and digits.
• Save or confirm the beneficiary as required by your bank (many banks require an OTP or activation period).
• Initiate the transfer: select beneficiary, enter amount and purpose, then authorize the transaction with OTP/transaction PIN.
• Record the transaction reference. Use it to track the payment in your bank statement or with recipient bank if needed.

Notes:

• NEFT: Settlements occur in half-hourly batches (banks may vary processing times). IMPS: immediate. RTGS: for high-value payments—confirm bank limits for minimum/maximum amounts.
• If you are unsure about limits, charges or beneficiary activation time, contact the branch before initiating large transfers.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct branch and account.
• Prevents transfer failures and delays caused by incorrect branch identification.
• Required for adding beneficiaries in netbanking and mobile apps.
• Useful when verifying details on cheques, bank forms and remittance confirmations (paired with MICR and branch code).
• Helps customer service troubleshoot failed or pending transactions faster when you provide the IFSC and branch code.

Contact

Branch phone no: 9297954848

Branch Address: H.A. Brahampura, MADHUBANI, 847223

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use only PUNB0MBGB06 for successful transactions.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match a valid branch, the transaction will usually fail and funds will be returned to the sender’s account. If the wrong IFSC still resolves to another valid branch, funds may go to the wrong branch—contact your bank immediately with the transaction reference to recover funds.

Q: Do I need IFSC for IMPS?
A: Yes. For IMPS using account number transfers you must provide the beneficiary account number and IFSC. Mobile-based MMID is an alternative method but most banks now prefer IFSC+account number for IMPS.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is immediate (real-time). NEFT is processed in batches; timing depends on bank processing cycles. RTGS is typically real-time or near-real-time for high-value payments, but check your bank for exact cut-off times and settlement practices.

Q: Where can I verify this IFSC or get help?
A: Verify the IFSC displayed on your account passbook, cheque leaf or by calling the branch at 9297954848. For broader queries, contact the head office or the toll-free number 18001807777.