Bihar Gramin Bank Rasidpur IFSC Code

Bihar Gramin Bank, Rasidpur branch is located in Rasidpur village, Madhubani district, Bihar (PIN 847229). This branch now operates under the Punjab National Bank consolidation with the IFSC code PUNB0MBGB06. The IFSC code is essential for electronic fund transfers — NEFT, RTGS and IMPS — because it uniquely identifies the bank and branch. Using the correct IFSC avoids failed transfers, delays and the need for manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Rasidpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100349
Branch Address	Rasidpur, MADHUBANI, 847229, 9297954884
Contact Number	9297954884
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847229
State	Bihar

Merger Update

The Rasidpur branch previously served under Uttar Bihar Gramin Bank (UBGB) / Dakshin Bihar Gramin Bank (DBGB) structures. Both UBGB and DBGB have been merged and now operate under Punjab National Bank. The merged branches use a single, new IFSC: PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use legacy IFSC codes; doing so can cause transaction failures and delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier. Example: MBGB06 identifies the Rasidpur branch under the merged code PUNB0MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Step 1: Log in to your bank’s internet banking or mobile app, or visit the branch.
• Step 2: Choose the transfer type — NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are generally available round-the-clock across most banks.)
• Step 3: Add beneficiary or payee. Enter the beneficiary’s name, account number and IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Rasidpur.
• Step 4: Verify the details carefully. A wrong IFSC can route the payment to a different branch or cause rejection.
• Step 5: Enter the amount and any remarks. Submit and authenticate with the OTP or transaction password.
• Step 6: Save the beneficiary for future transfers after the bank’s validation and approval cycle completes.

Benefits of Knowing the IFSC Code

• Ensures accurate routing of electronic funds to the correct bank branch.
• Prevents failed transfers and avoids time-consuming reconciliation.
• Speeds up beneficiary setup in netbanking or mobile apps.
• Required for filling online payment forms, tax payments, salary credits and vendor payouts.
• Makes it possible to receive payments from anywhere in India without manual bank intervention.

Contact

Branch phone no: 9297954884

Branch Address: Rasidpur, MADHUBANI, 847229

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q1: Can I use the old UBGB IFSC to make a transfer to Rasidpur branch?

A: No. Old UBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all transactions to Rasidpur.

Q2: Where can I find the IFSC on a cheque or passbook?

A: The IFSC is printed on cheque leaves, usually near the MICR line or the top. It may also be on the first page of the passbook or in account details provided by the branch.

Q3: Is IFSC case-sensitive when entering it online?

A: No. IFSC is not case-sensitive for electronic forms. However, enter it exactly as shown to avoid input errors (for example, PUNB0MBGB06).

Q4: What happens if I enter a wrong IFSC but correct account number?

A: Most systems route by IFSC and account number together. If the IFSC points to a different bank or branch, the transfer may fail or be returned. If the bank system can still verify the account number against the IFSC, a delay or manual reconciliation may occur. Always verify both details before initiating a transfer.

Q5: How long does it take for NEFT/RTGS/IMPS transfers to reflect?

A: IMPS is immediate and works 24×7. NEFT settlements and RTGS are processed quickly and, in current practice, are available round-the-clock; transfers usually reflect within minutes but can vary based on bank processing and validation checks.