Rampatti branch of Bihar Gramin Bank is located in Rampatti village, Madhubani district, Bihar (PIN 847236). This IFSC code is required when you send or receive bank-to-bank electronic transfers such as NEFT, RTGS and IMPS. The IFSC identifies the exact bank branch in the payment network. Using the correct IFSC ensures funds route to the right branch and account and prevents delays or transaction failures.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Rampatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100351 |
| Branch Address | Rampatti, MADHUBANI, 847236, 9297954883 |
| Contact Number | 9297954883 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847236 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured and now operate under Punjab National Bank for electronic clearing. The single, active IFSC for the consolidated operations is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS. Always use the new IFSC PUNB0MBGB06 for transfers to this branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that routes electronic payments to the correct bank branch.
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: reserved and always 0 (zero).
- Last 6 characters: branch identifier (alphanumeric). In this case the last six are MBGB06.
So PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06. Note: the branch code you see on bank records (for example 100351) may be a separate internal code and not always identical to the IFSC suffix.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app and go to “Add Beneficiary” (or “Pay/Transfer”).
- Enter beneficiary name and account number exactly as on their bank passbook.
- Enter the IFSC: PUNB0MBGB06. Verify that the bank and branch names shown by the app match “Bihar Gramin Bank – Rampatti / Madhubani”.
- Choose transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are available round-the-clock through the RBI’s systems but processing characteristics differ by bank.
- Enter amount, purpose (if required) and authorise the payment with your OTP/MPIN/password.
- Save the beneficiary if you will pay again. Always re-verify IFSC and account number before authorising.
Practical notes: NEFT and IMPS are suited for small-to-medium payments. RTGS is commonly used for high-value transfers. Banks may apply their own limits and charges. If you enter a wrong IFSC but the account number and bank mapping still match, banks may route correctly; if they don’t match, the payment can fail or be returned. Contact your bank immediately for failed or misrouted transfers.
Benefits
- Ensures funds are routed to the exact branch for NEFT/RTGS/IMPS transactions.
- Reduces delays and failed payments caused by incorrect bank identification.
- Needed to add beneficiaries in internet and mobile banking systems.
- Helps banks and clearing systems reconcile transactions quickly using a standard code.
- Useful for salary credit, vendor payments, online purchases and government transfers where branch-level routing is required.
Contact
Branch phone no: 9297954883
Branch Address: Rampatti, MADHUBANI, 847236
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid code for Rampatti branch?
A: Yes. Use PUNB0MBGB06 for all electronic transfers. Old UBGB/DBGB IFSCs have been revoked and must not be used.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC maps to a different bank or branch, the transfer may fail or be returned. In some systems the bank checks account number and IFSC together; if they don’t match, the transaction is rejected. Contact your bank immediately if a transfer goes wrong.
Q: Is IFSC required for UPI payments?
A: No. UPI uses a Virtual Payment Address (VPA) and does not need IFSC for peer-to-peer transfers. IFSC is required when using NEFT/RTGS/IMPS via bank portals.
Q: Can IFSC change for a branch?
A: Yes, IFSC can change after mergers, rebranding or technical restructuring. When that happens, banks publish the new IFSC and old codes are revoked. For this region, the consolidated code is PUNB0MBGB06 after the merger.
Q: How can I verify IFSC before sending money?
A: Confirm IFSC from a recent bank passbook or cheque leaf, or call the branch number (9297954883). When adding a beneficiary, your bank’s system usually validates the IFSC and displays the branch name — check that carefully before confirming.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.