The Bihar Gramin Bank branch at Bhatsimar is located in Madhubani district of Bihar (Pincode 847235). This IFSC code page covers the branch details you need for electronic fund transfers. Knowing the correct IFSC is important because banks use it to route NEFT, RTGS and IMPS payments to the right bank and branch. A wrong or missing IFSC can delay a transfer or cause it to fail.
Bihar Gramin Bank Bhatsimar IFSC Code
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bhatsimar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100362 |
| Branch Address | Bhatsimar, MADHUBANI, 847235, 9297954835 |
| Contact Number | 9297954835 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847235 |
| State | Bihar |
Merger Update
Note on mergers: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank (PNB). The Bhatsimar branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transfers, use only the new IFSC PUNB0MBGB06. Transactions with the old codes will be rejected or delayed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always the digit 0.
- Last 6 characters: branch identifier. Example: MBGB06 identifies the Bhatsimar branch under PNB in this IFSC (PUNB0MBGB06).
How to Use IFSC Code
Follow these steps when making a transfer via NEFT, RTGS or IMPS:
- Open your bank’s netbanking portal or mobile app and choose the transfer type (NEFT, RTGS, IMPS).
- Add beneficiary details: account number, exact beneficiary name, and the IFSC PUNB0MBGB06.
- Verify the branch name and IFSC shown in the app before saving the beneficiary.
- Initiate the transfer: enter amount, purpose, and any remarks.
- Confirm with the OTP or transaction password as required by your bank.
- Note transfer limits and charges: RTGS is for large-value payments (typically minimum ₹2,00,000), NEFT has no minimum, IMPS is instant and used for smaller amounts. Confirm limits and fees with your bank.
- Keep the transaction reference for tracking. If the transfer fails or is delayed, contact your bank with that reference.
Benefits of Knowing the IFSC
- Accurate routing: ensures funds reach the correct bank and branch.
- Faster settlement: correct IFSC reduces the chance of delays or manual intervention.
- Required for all electronic transfers: NEFT, RTGS and IMPS require an IFSC.
- Reduces errors: matching IFSC with account number and branch lowers miscredit risks.
- Useful for updating beneficiaries in multiple banking apps or payroll systems.
Contact
Branch Phone: 9297954835
Branch Address: Bhatsimar, MADHUBANI, 847235
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Bhatsimar branch?
A: Yes. After the merger under Punjab National Bank, the valid IFSC for Bhatsimar is PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked.
Q: What if I enter the wrong IFSC but the correct account number?
A: Systems usually validate details. A wrong IFSC can cause the transaction to fail or be routed incorrectly. If the transfer goes through incorrectly, contact your bank immediately with the transaction reference.
Q: How do I verify the IFSC before sending money?
A: Check the branch details provided by the beneficiary, use the bank’s branch locator, or call the branch at 9297954835. Always reconfirm account number and IFSC together.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are not case-sensitive but enter them as shown for clarity: PUNB0MBGB06.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code is mainly used for processing paper cheques and clearing. For electronic transfers like NEFT/RTGS/IMPS, IFSC is required; MICR is relevant for cheque clearing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.