Bihar Gramin Bank Laheriya Ganj IFSC Code

Bihar Gramin Bank, Laheriya Ganj branch is located in Laheriya Ganj, Madhubani district, Bihar, PIN 847211. This branch serves local residents and businesses in and around Madhubani. The branch’s IFSC code is essential for electronic fund transfers. You need the IFSC for NEFT, RTGS and IMPS transactions. The code ensures funds route to the correct bank and branch. Without the correct IFSC, transfers can be delayed or returned.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have merged into a combined structure under Punjab National Bank’s sponsored arrangement. Both former banks now use the single IFSC code PUNB0MBGB06 for the merged operations. Old UBGB and DBGB IFSC codes have been revoked. For fund transfers, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSCs may be rejected or returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

• First 4 characters = bank identifier. Example: PUNB = Punjab National Bank.
• 5th character = reserved and is always 0.
• Last 6 characters = branch identifier. Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 decodes as Punjab National Bank, reserved zero, branch code MBGB06 (Laheriya Ganj).

How to Use IFSC Code

Steps to use the IFSC for NEFT, RTGS and IMPS:

• Open your bank’s internet banking or mobile app. You can also visit a branch if needed.
• Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is usually for large-value immediate settlements.)
• Add a new beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
• Double-check the account number and IFSC. A wrong IFSC can route funds incorrectly.
• Confirm the beneficiary. Many banks ask for OTP or in-branch activation before first transfer.
• Initiate the transfer with the correct amount and purpose. Note NEFT batches and RTGS cut-off times.
• Save the transaction receipt or reference ID for tracking.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the exact branch and account.
• Makes adding beneficiaries in internet banking quick and error-free.
• Required for NEFT, RTGS and IMPS transfers.
• Helps customer support trace transactions using the IFSC and branch code.
• Prevents delays and return charges from incorrect routing.

Contact

Branch Phone: 9297954860

Branch Address: Laheriya Ganj, MADHUBANI, 847211

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Is the IFSC PUNB0MBGB06 valid for all payment types?

  A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Laheriya Ganj branch.

• Q: What happens if I use an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Transfers using those codes may be rejected or returned. Use only PUNB0MBGB06.

• Q: How can I verify the IFSC before sending money?

  A: Check the IFSC on a bank cheque leaf, an account passbook, or confirm with the branch phone number 9297954860. Always verify account number and IFSC together.

• Q: Can IFSC change, and how will I know?

  A: IFSC can change after mergers, rebranding or branch restructuring. The bank notifies customers through official communications and public notices. Confirm with the branch or the bank’s toll-free number before high-value transfers.

• Q: Are there limits or timings for NEFT/RTGS/IMPS?

  A: IMPS is instant 24×7 for amounts within your bank’s IMPS limits. NEFT operates in hourly batches (most banks offer 24×7 NEFT now, but confirm with your bank). RTGS is for larger amounts and may have bank-specific cutoffs. Check with your bank for exact limits and timings.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.