Bihar Gramin Bank Trimuhan IFSC Code

Trimuhan is a village branch of Bihar Gramin Bank located in Trimuhan, Madhubani district, Bihar (PIN 847305). This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. For digital transfers—NEFT, RTGS, IMPS—the branch’s IFSC code is essential. The IFSC tells the payment system which bank and branch should receive the funds. Using the correct IFSC prevents transfer failures and delays.

Branch Details

Merger Update

Bihar Gramin Bank was created following the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). After the merger, a single IFSC is in use: PUNB0MBGB06 (sponsored by Punjab National Bank). Old IFSC codes belonging to UBGB and DBGB have been revoked. For all NEFT, RTGS and IMPS transactions to any former UBGB or DBGB branch, use only the new IFSC PUNB0MBGB06. Transactions with old/revoked IFSC codes will fail or be returned.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Always the numeral 0 (reserved for future use).
• Last 6 characters: Branch identifier. Example: in PUNB0MBGB06, MBGB06 identifies the specific branch within the sponsor bank arrangement.

How to Use IFSC Code (NEFT / RTGS / IMPS)

1. Open your bank’s net banking portal, mobile app, or visit the branch for a transfer form.
2. Select the transfer type: NEFT, RTGS or IMPS. IMPS and NEFT are suitable for immediate or small transfers; RTGS is for high-value, urgent transfers.
3. Enter beneficiary account number exactly as provided.
4. Enter beneficiary name. Many banks verify name against the account; a mismatch may delay or block transfer.
5. Enter the beneficiary branch IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Trimuhan.
6. Enter amount and purpose, then confirm. For large amounts your bank may prompt additional authentication (OTP, token).
7. Keep the transaction reference or UTR number. Use it to track the transfer with your bank or the beneficiary bank if needed.

Benefits of Knowing the IFSC

• Makes electronic transfers accurate and fast (NEFT, RTGS, IMPS).
• Prevents failed transfers due to incorrect branch routing.
• Helps verify branch identity when receiving payments or issuing cheques (paired with MICR).
• Needed for setting up beneficiaries in net banking or mobile apps.
• Useful for cross-checking account details before large or time-sensitive payments.

Contact

Branch Phone: 9297954897

Branch Address: Trimuhan, MADHUBANI, 847305

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank Trimuhan?

  A: Yes. The valid IFSC for the Trimuhan branch is PUNB0MBGB06. Use only this code for NEFT, RTGS, IMPS transfers.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not map to a valid branch, the payment will typically be rejected and returned. If the IFSC maps to a different branch, funds could be routed incorrectly. Always verify IFSC and account number before confirming a transfer.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is used for cheque clearing. Both can identify a branch, but they serve different systems.

• Q: Can I use the IFSC for UPI transfers?

  A: UPI uses Virtual Payment Addresses (VPAs) and bank account linking via your bank app. You normally do not need the IFSC to send money over UPI. However, IFSC is required if you add a bank account using some apps or for NEFT/RTGS/IMPS linking.

• Q: How do I verify IFSC before making a transfer?

  A: Verify via your bank’s beneficiary add screen, official bank documents, a cheque leaf from the account, or by calling the branch at 9297954897. Do not rely solely on third-party websites unless they are official or trusted.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.