Bihar Gramin Bank B.H. Nagar IFSC Code

Bihar Gramin Bank, B.H. Nagar branch is located in Madhubani district of Bihar (pincode 847231). This branch serves local customers for deposits, withdrawals and fund transfers. For electronic fund transfers — NEFT, RTGS and IMPS — the IFSC code is the key routing identifier. Using the correct IFSC makes sure money moves from the sender’s bank to the right branch and account without delay or manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	B.H. Nagar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100396
Branch Address	B.H. Nagar, MADHUBANI, 847231, 9297954841
Contact Number	9297954841
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847231
State	Bihar

Merger update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their branches now operate under Punjab National Bank (PNB) with the single IFSC code PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For all electronic transfers to this branch use only the new IFSC PUNB0MBGB06. Transactions attempted with old, revoked IFSCs will be rejected or delayed.

What is an IFSC code?

The IFSC (Indian Financial System Code) is an 11-character code used to route electronic payments. Its structure is fixed:

• First 4 characters: Identify the bank (for example, PUNB = Punjab National Bank).
• 5th character: Always zero (0) and reserved for future use.
• Last 6 characters: Identify the specific branch (for example, MBGB06 for this branch).

So PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch identifier).

How to use the IFSC code for NEFT, RTGS and IMPS

• Select the transfer type in your bank’s app or internet banking: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are generally available throughout the day, but check your bank’s cut-off times.
• Add a beneficiary (if not already done). Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
• Confirm the branch name and account number carefully before saving the beneficiary.
• Initiate the transfer. For NEFT and RTGS you may need to choose a value date or priority depending on your bank’s interface.
• Note the transaction reference or UTR and keep it until the beneficiary confirms receipt.
• If the bank requests branch details, use: B.H. Nagar, MADHUBANI, 847231. For contact give 9297954841 if required.

Benefits of knowing the IFSC code

• Accurate routing: Ensures funds reach the exact branch and account.
• Faster processing: Reduces manual intervention and delays.
• Necessary for all electronic transfers: NEFT, RTGS and IMPS require IFSC.
• Helps confirm bank identity: First four characters identify the bank.
• Useful for bulk or vendor payments: Enables automated settlement and reconciliation.

Contact

Branch phone no: 9297954841

Branch Address: B.H. Nagar, MADHUBANI, 847231

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old IFSC codes from UBGB/DBGB have been revoked and should not be used.

Q: What happens if I enter the wrong IFSC by mistake?
A: If the IFSC does not match the account’s bank/branch, the transfer will usually be rejected or returned. In some cases, the banks may route it correctly if account number & IFSC still identify the same branch, but this is not guaranteed. If money is debited and not credited, contact your bank immediately with the transaction UTR, timestamp and beneficiary details for reversal.

Q: How is IFSC different from MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (e.g., 800811002) is a 9-digit code used mainly for cheque clearing and processing by the clearing system.

Q: Can I use the branch code 100396 anywhere?
A: The branch code (100396) is an internal identifier and may be shown on bank forms or accounts. For electronic transfers you must use the full IFSC, not just the branch code.

Q: Are NEFT, RTGS and IMPS available 24×7?
A: IMPS is typically available 24×7 and is instant. NEFT and RTGS are generally available round-the-clock at present, but specific timings and cut-offs can vary by bank. Check with your bank if you need same-day guaranteed credit for large-value RTGS transfers.