Bihar Gramin Bank Pandoul IFSC Code

The Pandoul branch of Bihar Gramin Bank is located in Pandoul village, Madhubani district, Bihar (pincode 847234). This IFSC code page helps you confirm the correct code before sending funds. The IFSC is essential for electronic transfers—NEFT, RTGS and IMPS—because it identifies the exact bank and branch to route the payment safely and quickly.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Pandoul
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100403
Branch Address	Pandoul, MADHUBANI, 847234, 9297954872
Contact Number	9297954872
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847234
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under Punjab National Bank’s sponsorship. All branches now use the single IFSC PUNB0MBGB06 for electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction to Pandoul branch, use only PUNB0MBGB06. Transactions attempted with old codes will fail.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies bank branches for electronic payments. The structure is fixed:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Reserved and set to 0 (zero).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 is the branch part in PUNB0MBGB06.

The IFSC is case-insensitive but conventionally shown in uppercase. It is used only for domestic electronic transfers in India.

How to Use IFSC Code

• Open your bank’s netbanking or mobile app and select fund transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT: batch-based, no minimum; RTGS: for high-value transfers, typically ₹2,00,000 and above; IMPS: instant 24×7 for lower limits set by banks.)
• Add a beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
• Verify beneficiary details again. A wrong IFSC routes the payment to the wrong branch or causes rejection.
• Authorize the payment with OTP or transaction password as required by your bank.
• Check the transfer status in your app. For NEFT/RTGS you may receive a reference number to track the payment.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without delay.
• Makes adding beneficiaries fast and reduces errors.
• Required for online payment forms and payroll processing.
• Helps customer support trace transactions using the branch code.
• Necessary for inward transfers from other Indian banks and payment collect systems.

Contact

Branch Phone: 9297954872

Branch Address: Pandoul, MADHUBANI, 847234

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers to Pandoul?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 only.

Q: Where else will I find the IFSC on bank documents?
A: IFSC is printed on cheque leaves, account statements and passbooks. It also appears on the bank’s branch website or official communications.

Q: What happens if I enter the wrong IFSC but correct account number?
A: If the wrong IFSC maps to another valid branch, the payment may be credited to a different branch; this complicates recovery. If it does not map, the transaction will fail and funds will be returned. Always double-check IFSC and account number.

Q: Is IFSC needed for international transfers?
A: No. International (SWIFT/IBAN) transfers use SWIFT/BIC codes. IFSC is used for domestic electronic transfers (NEFT/RTGS/IMPS) within India.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT is processed in hourly batches (near real-time in many banks since decentralization). RTGS is real-time for high-value transfers (typically ≥ ₹2,00,000). Actual timing depends on sender and recipient banks and cut-off times.