Bihar Gramin Bank Kanhauli Manohar IFSC Code

The Bihar Gramin Bank branch at Kanhauli Manohar, located in the Saran district of Bihar, plays a vital role in the financial activities of its community. For any digital money transfers, such as those made through NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) for this specific branch is essential. This unique code acts like a digital address, ensuring your funds reach the intended bank and branch safely and accurately, preventing delays or misdirection of your money.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Kanhauli Manohar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108125
Branch Address	Kanhauli Manohar, SARAN, 841403, 9113450472
Contact Number	9113450472
City	SARAN
District	SARAN
Reason	CHAPRA
Pincode	841403
State	Bihar

Merger Update

The Kanhauli Manohar branch is part of Bihar Gramin Bank. This bank was formed as a result of a significant merger between Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this merger, Bihar Gramin Bank now operates under the sponsorship of Punjab National Bank.

It is very important for all customers to know that a single, unified IFSC code is now used across all branches of Bihar Gramin Bank. The specific IFSC code for the Kanhauli Manohar branch is PUNB0MBGB06. Any older IFSC codes that were previously assigned to Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for transactions. Always use the new code, PUNB0MBGB06, for any money transfers to or from this branch to ensure your transactions are successful.

What is IFSC Code?

The Indian Financial System Code, or IFSC, is an 11-character code used to identify all bank branches in India. This code is crucial for electronic fund transfers. It helps direct your money to the exact bank and branch you intend.

The IFSC code for Bihar Gramin Bank, Kanhauli Manohar branch, which is PUNB0MBGB06, follows a standard structure:

• The first four characters represent the bank. In this case, PUNB stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is kept as a control character for future use.
• The last six characters uniquely identify the specific bank branch. For the Kanhauli Manohar branch, these are MBGB06.

This unique combination ensures that every transaction is routed correctly through the national payment systems.

How to Use IFSC Code

The IFSC code is essential when you want to transfer money electronically using services like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service). Here’s how you typically use it:

1. Log in: Access your online banking account through your bank’s website or mobile banking app.
2. Select Transfer Type: Choose the type of fund transfer you wish to make (NEFT, RTGS, or IMPS).
3. Add Beneficiary: If you are sending money to someone for the first time, you will need to add them as a beneficiary. You will usually be asked for their:
   • Beneficiary Name
   • Beneficiary Account Number
   • Confirm Beneficiary Account Number
   • Account Type (Savings, Current, etc.)
   • Beneficiary Bank Name (e.g., Bihar Gramin Bank)
   • Beneficiary IFSC Code (e.g., PUNB0MBGB06 for Kanhauli Manohar branch)
4. Confirm Details: Carefully review all the entered information, especially the account number and IFSC code, to avoid errors.
5. Enter Amount: Specify the amount you wish to transfer and any remarks for the transaction.
6. Authenticate: Complete the transfer by entering your transaction password, PIN, or OTP (One-Time Password) as required by your bank.

The IFSC code tells the banking system exactly which branch of which bank should receive the funds, making the process secure and efficient.

Benefits

Knowing the correct IFSC code for Bihar Gramin Bank, Kanhauli Manohar branch, offers several important benefits:

• Accurate Transfers: It guarantees that your money reaches the intended beneficiary’s account in the correct bank and branch.
• Faster Processing: For systems like IMPS and RTGS, a correct IFSC code enables quick, sometimes near-instant, transfer of funds.
• Enhanced Security: The unique identification helps prevent fraudulent transactions by ensuring funds are directed to verified banking locations.
• National Reach: It allows you to send and receive money from any bank branch across India through the centralized payment systems.
• Mandatory for Digital Transactions: For almost all electronic fund transfers within India, providing the correct IFSC code is a mandatory step.

Contact Section

If you need to get in touch with the Bihar Gramin Bank, Kanhauli Manohar branch, or the head office, here are the contact details:

• Branch Phone Number: 9113450472
• Branch Address: Kanhauli Manohar, SARAN, 841403
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Q1: Is the IFSC code for Kanhauli Manohar branch changing in the near future?
A: No, the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Kanhauli Manohar branch, is stable and not expected to change. It reflects the merger and the sponsorship by Punjab National Bank.

Q2: Can I use an old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code for a transaction to Bihar Gramin Bank, Kanhauli Manohar?
A: No, you cannot. All old UBGB or DBGB IFSC codes are invalid for Bihar Gramin Bank branches after the merger. You must use the new unified IFSC code, PUNB0MBGB06, for all transactions involving this branch.

Q3: What happens if I enter an incorrect IFSC code during a fund transfer?
A: If you enter an incorrect IFSC code, your transaction will most likely fail immediately. If the incorrect code happens to be valid for another branch or bank, your funds might be transferred to the wrong recipient or branch. Always double-check the IFSC code to ensure accuracy.

Q4: Where can I find the correct IFSC code for Bihar Gramin Bank, Kanhauli Manohar branch?
A: You can find the correct IFSC code on your Bihar Gramin Bank cheque book, the bank’s official website, your mobile banking application, or by visiting the branch directly. Reliable financial service websites also list these codes.

Q5: Why does the IFSC code for Bihar Gramin Bank start with “PUNB” instead of “BGB”?
A: Bihar Gramin Bank is a Regional Rural Bank (RRB) that is sponsored by Punjab National Bank (PNB). PNB provides the core banking system and technical support. Therefore, the IFSC codes for Bihar Gramin Bank branches begin with “PUNB” to reflect this sponsorship and integration into PNB’s network.