Bihar Gramin Bank Rohika IFSC Code

The Bihar Gramin Bank branch at Rohika serves customers in Rohika village, Madhubani district, Bihar (PIN 847238). For electronic fund transfers (NEFT, RTGS, IMPS), the branch uses a specific IFSC code that identifies the bank and branch uniquely. Using the correct IFSC is essential to route funds correctly and avoid failed or delayed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Rohika
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100870
Branch Address	Rohika, MADHUBANI, 847238, 9297954882
Contact Number	9297954882
City	MADHUBANI
District	MADHUBANI
Reason	MADHUBANI
Pincode	847238
State	Bihar

Merger Update

If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB): both regional rural banks have been merged under Punjab National Bank. The single, valid IFSC for the merged entity is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to/from this branch.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It tells payment networks which bank and branch to route a transaction to.

• First 4 characters: Bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always the digit 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 = specific branch code.
• Example full code: PUNB0MBGB06 (11 characters).

How to Use IFSC Code

• Collect beneficiary details: account name, account number, IFSC (PUNB0MBGB06), and optionally branch name and phone.
• Open your bank’s netbanking or mobile app, or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. Note typical rules: RTGS minimum ₹2,00,000; NEFT has no minimum and runs 24×7; IMPS is instant and usually limited by the bank (often up to ₹2,00,000). Confirm your bank’s limits.
• Add the beneficiary by entering name, account number and IFSC exactly as provided. Verify carefully—one wrong character can misroute funds.
• Authorize the transfer using OTP or transaction password. For large transfers, double-check beneficiary details and the IFSC before confirming.
• Save the beneficiary details for future transfers. Keep transaction reference number for tracking.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank branch.
• Reduces failed or returned transfers and related delays.
• Required to add beneficiaries in netbanking and mobile banking apps.
• Enables instant or near-instant transfers (IMPS/NEFT/RTGS) when used correctly.
• Needed for automated disbursals like salaries, subsidies and vendor payments.

Contact

Branch Phone No: 9297954882

Branch Address: Rohika, MADHUBANI, 847238

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: What is the IFSC for Bihar Gramin Bank Rohika?
A: The IFSC is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers to this branch.

Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only the new PUNB0MBGB06 code under Punjab National Bank.

Q: How do I find the IFSC on a cheque?
A: Most cheque leaves show the IFSC at the top right or near the MICR line. If unavailable, use the branch passbook, bank statement, or contact the branch at 9297954882.

Q: What if I enter the wrong IFSC?
A: A wrong IFSC can route funds to a different branch or cause a failed transaction. If the transfer fails, funds typically return to sender’s account in a few days. Contact your bank immediately with transaction reference for faster resolution.

Q: Are there transaction limits for NEFT/RTGS/IMPS?
A: Yes. RTGS usually has a minimum of ₹2,00,000. NEFT has no minimum and is available 24×7. IMPS is instant and limits vary by bank (commonly up to ₹2,00,000). Check your bank’s app or customer care for exact limits and charges.