Bihar Gramin Bank Barbigha IFSC Code

For residents and businesses in Barbigha, located in the Sheikhpura district of Bihar, understanding the correct IFSC code for banking transactions is very important. This unique code is an essential tool for all electronic fund transfers, including NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service). It ensures that your money reaches the correct bank and branch without delays or errors.

Branch Details

Here are the complete details for the Bihar Gramin Bank, Barbigha branch:

Bank Name	Bihar Gramin Bank
Branch Name	Barbigha
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3309
Branch Address	Barbigha, Sheikhpura, 811101
Contact Number	8102918598
City	Sheikhpura
District	Sheikhpura
Pincode	811101
State	Bihar

Merger Update for Bihar Gramin Bank

It’s important to note a significant change regarding Bihar Gramin Bank. Previously, there were two separate rural banks in the region: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have merged to form a single entity, now known simply as Bihar Gramin Bank.

This merged bank operates under the sponsorship of Punjab National Bank (PNB). As a result of this merger, all branches of the former UBGB and DBGB now use a unified IFSC code structure, which begins with PUNB0. The specific IFSC code for Bihar Gramin Bank, Barbigha branch is PUNB0MBGB06.

If you previously had an account with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank, please be aware that their old IFSC codes have been revoked. For any transactions with Bihar Gramin Bank branches, including Barbigha, you must use the new, unified IFSC code, PUNB0MBGB06. Using any old IFSC code will lead to transaction failure.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in online financial transactions. Understanding its structure can help you verify its authenticity:

• The first four characters represent the bank’s name. For Bihar Gramin Bank, sponsored by Punjab National Bank, these characters are PUNB.
• The fifth character is always a zero (0). This character is reserved for future use and acts as a control character.
• The last six characters identify the specific branch. For the Barbigha branch, these are MBGB06. ‘MBGB’ likely refers to ‘Merged Bihar Gramin Bank’, and ’06’ is the specific branch identifier.

So, the IFSC code PUNB0MBGB06 correctly identifies the Barbigha branch of Bihar Gramin Bank, which is sponsored by Punjab National Bank.

How to Use an IFSC Code

Using the IFSC code is a straightforward process when you perform electronic fund transfers. Here’s how it works for common transaction types:

For NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement):

1. Log in to your net banking portal or mobile banking app.
2. Select the “Fund Transfer” option.
3. Choose “NEFT” or “RTGS” as your transfer type.
4. Add the beneficiary (the person you are sending money to). You will need their name, account number, account type (savings or current), and the IFSC code of their bank branch.
5. Enter the amount you wish to transfer.
6. Confirm the details and proceed with the transaction.

For IMPS (Immediate Payment Service):

1. Log in to your mobile banking app.
2. Select the “IMPS” option.
3. You can transfer funds using either the beneficiary’s account number and IFSC code, or their mobile number and MMID (Mobile Money Identifier).
4. If using account number and IFSC, enter the beneficiary’s details, including their account number and the IFSC code.
5. Enter the amount and your MPIN (Mobile Personal Identification Number) to complete the transfer.

Always double-check the IFSC code and account number before confirming any transaction to avoid sending money to the wrong recipient.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch, or for the recipient’s branch, offers several important benefits:

• Accurate Transfers: It ensures that your funds are directed to the exact bank and branch, minimizing the risk of errors.
• Faster Processing: Correct IFSC codes help electronic payment systems process transactions quickly and efficiently.
• Secure Transactions: By precisely identifying the destination, the IFSC code adds a layer of security to your financial transfers.
• Essential for Digital Banking: It is a mandatory requirement for all major digital payment methods like NEFT, RTGS, and IMPS, enabling seamless online banking.
• Prevents Delays: Using the right code prevents transaction failures or hold-ups, ensuring your money reaches its destination on time.

Contact Information

If you need to get in touch with Bihar Gramin Bank, Barbigha branch, or the head office, here are the details:

• Branch Phone Number (Barbigha): 8102918598
• Branch Address (Barbigha): Barbigha, Sheikhpura, Pincode: 811101, Bihar
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about Bihar Gramin Bank and its IFSC code:

What is the full name of Bihar Gramin Bank?
Bihar Gramin Bank is the current name after the merger of Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank. It is sponsored by Punjab National Bank.

Can I use an old IFSC code for Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB)?
No, you cannot. All old IFSC codes for UBGB and DBGB have been revoked following the merger. You must use the new unified IFSC code, such as PUNB0MBGB06 for the Barbigha branch, for all transactions.

Is the IFSC code unique for each branch?
Yes, absolutely. Each bank branch participating in electronic funds transfers has its own unique 11-character IFSC code. This ensures that money is routed to the correct branch.

What happens if I enter the wrong IFSC code during a transaction?
If you enter an incorrect IFSC code, the transaction will likely fail and your money will not be debited. In some rare cases, if the incorrect code belongs to another valid branch, the money might be transferred there. It’s always crucial to verify the IFSC code before confirming a transfer.

How can I find the IFSC code for other branches of Bihar Gramin Bank?
You can find IFSC codes on your bank passbook or checkbook. They are also available on the official website of Bihar Gramin Bank (or Punjab National Bank, its sponsor), through mobile banking apps, or by contacting customer service at the toll-free number.