The Bihar Gramin Bank branch at Tarsarai is located in Tarsarai village, Madhubani district, Bihar (PIN 847115). This branch handles local deposits, withdrawals and remittances. For electronic fund transfers — NEFT, RTGS and IMPS — you must use the correct IFSC code for the branch. The IFSC uniquely identifies the bank and branch and ensures your funds route to the right account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tarsarai |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108012 |
| Branch Address | Tarsarai, MADHUBANI, 847115, 9297954895 |
| Contact Number | 9297954895 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847115 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single entity sponsored by Punjab National Bank. All branches now use the unified IFSC PUNB0MBGB06 under Punjab National Bank’s coding. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any NEFT/RTGS/IMPS transaction to this branch, use only PUNB0MBGB06. Transactions using the old UBGB or DBGB IFSC codes will fail or be returned.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters — bank identifier. Example: PUNB for Punjab National Bank.
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (can be letters or numbers). Example: MBGB06 in PUNB0MBGB06.
How to Use the IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s internet banking, mobile app, or visit the branch.
- Choose transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS also operate round-the-clock in current practice.)
- Enter beneficiary name exactly as on their account.
- Enter beneficiary account number and double-check digits.
- Enter IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Tarsarai.
- Enter amount and purpose, then confirm limits and charges shown by your bank.
- Review all details and authorize the payment (OTP or transaction password).
- Save the beneficiary after successful verification to avoid retyping the IFSC next time.
Practical tips: copy-paste the IFSC to avoid typos, do a small test transfer for large or first-time payments, and verify with the beneficiary if you are unsure about the branch account number.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the correct branch.
- Reduces failed transfers and delays caused by incorrect branch identification.
- Required when setting up beneficiaries in internet and mobile banking.
- Useful for electronic cheque clearing and reconciliation (MICR complements IFSC for clearing).
- Speeds up receiving refunds or inward remittances from employers, government and businesses.
Contact
Branch phone no: 9297954895
Branch Address: Tarsarai, MADHUBANI, 847115
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use this IFSC for all electronic transfers to the Tarsarai branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to Bihar Gramin Bank, Tarsarai.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match any branch, the transfer will usually fail and the amount will be returned. If the IFSC maps to a different branch, the funds may go to the wrong branch and you will need to coordinate with both banks to recover the money. Always double-check before confirming.
Q: Is the MICR code required for online transfers?
A: No. MICR (800811002) is primarily used for cheque clearing in the banking system. For NEFT/RTGS/IMPS you need the IFSC and account number. MICR is useful when depositing or processing physical cheques.
Q: Are old UBGB or DBGB IFSC codes still valid?
A: No. The old UBGB and DBGB IFSC codes have been revoked after the merger. Use the unified IFSC PUNB0MBGB06 for this branch.
Q: What is the branch code and where is it used?
A: The branch code for Tarsarai is 108012. It may be used internally by the bank for branch identification, reporting and some forms. For electronic fund transfers you must use the IFSC, not the numeric branch code.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.