Bihar Gramin Bank Hathiyama IFSC Code

Hathiyama, a community within Sheikhpura district in Bihar, relies on efficient banking services for its residents and businesses. When you need to transfer funds electronically to or from an account at the Bihar Gramin Bank’s Hathiyama branch, a specific code is essential: the Indian Financial System Code, or IFSC. This unique 11-character code ensures that your money reaches the correct bank and branch without errors, whether you’re using NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service) for your transactions. It acts like a digital address, guiding your funds precisely.

Branch Details Table

Below are the key details for the Bihar Gramin Bank, Hathiyama branch:

Bank Name	Bihar Gramin Bank
Branch Name	Hathiyama
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3302
Branch Address	Hathiyama, Sheikhpura, 811109, 8102918591
Contact Number	8102918591
City	Sheikhpura
District	Sheikhpura
Reason	NAWADA
Pincode	811109
State	Bihar

Merger Update

It’s important to understand the recent changes affecting regional rural banks in Bihar. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have merged. They now operate as a single entity known as Bihar Gramin Bank. This new bank functions under the sponsorship of Punjab National Bank (PNB).

Because of this merger, all previous IFSC codes belonging to UBGB and DBGB branches have been revoked. They are no longer valid for any banking transactions. For all branches of the new Bihar Gramin Bank, including the Hathiyama branch, you must use the single, unified IFSC code: PUNB0MBGB06. Using any old code will result in transaction failure. Always ensure you are using this updated code for all your fund transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is a unique 11-character code. It is assigned by the Reserve Bank of India (RBI) to every bank branch in the country that participates in electronic fund transfers. This code helps to correctly identify the bank and its specific branch for online transactions.

Let’s break down the IFSC code PUNB0MBGB06:

• The first four characters, “PUNB”, identify the bank. In this case, it stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always “0” (zero). This is a control character, kept for future use.
• The last six characters, “MBGB06”, uniquely identify the specific branch. For the Hathiyama branch, “MBGB06” points to its unique identity within the Bihar Gramin Bank system.

This structure ensures that every branch has its own distinct digital address, preventing errors in money transfers.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you’re making an electronic fund transfer. Here are the steps for NEFT, RTGS, and IMPS:

1. Log in to your banking portal: Access your net banking account or mobile banking app.
2. Select the transfer type: Choose the option for NEFT, RTGS, or IMPS, depending on the urgency and amount of your transfer.
3. Add a new beneficiary: If you haven’t sent money to this account before, you will need to add the recipient as a new beneficiary.
4. Enter beneficiary details: You will need to provide the following information:
   • Recipient’s Account Number
   • Recipient’s Name
   • Confirm Recipient’s Account Number
   • Recipient’s Bank Name (Bihar Gramin Bank)
   • Recipient’s Branch Name (Hathiyama)
   • IFSC Code (PUNB0MBGB06)
5. Verify details: Double-check all the entered information, especially the account number and IFSC code, to avoid any errors.
6. Enter transfer amount: Input the amount you wish to transfer.
7. Confirm transaction: Authenticate the transaction, usually with an OTP (One-Time Password) sent to your registered mobile number.

Once confirmed, the funds will be transferred to the specified account. Always ensure accuracy to guarantee a smooth transaction.

Benefits

Knowing and using the correct IFSC code offers several advantages for your financial transactions:

• Ensures accuracy: The unique code precisely identifies the recipient’s bank and branch, minimizing errors in fund transfers.
• Facilitates online transfers: It is mandatory for all major electronic payment systems like NEFT, RTGS, and IMPS, enabling quick and secure online transactions.
• Speeds up transfers: Correct IFSC codes allow for faster processing of funds, ensuring your money reaches its destination without unnecessary delays.
• Enhances security: By accurately routing funds, the IFSC code adds a layer of security, reducing the risk of money being sent to the wrong account.
• Saves time and effort: It removes the need for physical visits to the bank for money transfers, offering the convenience of banking from anywhere.

Contact Section

For any inquiries or assistance related to the Bihar Gramin Bank Hathiyama branch, you can use the following contact details:

• Branch Phone Number: 8102918591
• Branch Address: Hathiyama, Sheikhpura, 811109
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (for general inquiries): 18001807777

FAQs

Here are some frequently asked questions about the IFSC code for Bihar Gramin Bank, Hathiyama branch:

Q1: What is the correct IFSC code for Bihar Gramin Bank Hathiyama branch?
A1: The correct IFSC code for the Bihar Gramin Bank Hathiyama branch is PUNB0MBGB06.

Q2: Can I use an old IFSC code from Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank for the Hathiyama branch?
A2: No, you cannot. Following the merger, all old IFSC codes for Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been revoked. You must only use PUNB0MBGB06 for all Bihar Gramin Bank branches, including Hathiyama.

Q3: What happens if I use an incorrect IFSC code?
A3: If you use an incorrect or outdated IFSC code, your electronic fund transfer will likely fail. The transaction will be rejected, and the funds will not reach the recipient’s account. It’s crucial to always verify the IFSC code before initiating a transfer.

Q4: Is the IFSC code different for NEFT, RTGS, and IMPS?
A4: No, the IFSC code remains the same regardless of whether you are making an NEFT, RTGS, or IMPS transfer. The same PUNB0MBGB06 code is used for all these electronic fund transfer methods.

Q5: How can I confirm the IFSC code for a Bihar Gramin Bank branch?
A5: You can confirm the IFSC code by checking the bank’s official website, your passbook, or the chequebook issued by the bank. You can also contact the branch directly using the provided contact number or the bank’s toll-free number.