Chatra Gobraura is a branch of Bihar Gramin Bank located in Madhubani district, Bihar (Pincode 847228). This branch serves local customers for deposits, withdrawals and fund transfers. For electronic payments—NEFT, RTGS and IMPS—the correct IFSC code is required. The IFSC uniquely identifies the bank and branch and routes payments safely between banks.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Chatra Gobraura |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108066 |
| Branch Address | Chatra Gobraura, MADHUBANI, 847228, 8102938133 |
| Contact Number | 8102938133 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847228 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches in this region have been restructured under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. The unified IFSC for this branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions. Transactions using revoked IFSCs will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to uniquely identify a bank branch in electronic payment systems.
- Characters 1–4: Bank code. Example: PUNB = Punjab National Bank.
- Character 5: Reserved and is usually 0.
- Characters 6–11: Branch identifier. Example: MBGB06 identifies this branch within the bank.
So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = branch code. The MICR number (for cheque clearing) for this branch is 800811002.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app, or visit a branch.
- Choose the fund transfer option (NEFT, RTGS or IMPS). Note: RTGS is for higher-value, NEFT has no minimum, IMPS is instant and available 24×7; limits depend on your bank.
- Add a new beneficiary. Enter the beneficiary name exactly as on the account. Enter the beneficiary account number.
- Enter the IFSC: PUNB0MBGB06. Also confirm branch name: Chatra Gobraura, Madhubani.
- Save or verify the beneficiary as required by your bank (OTP or in-branch confirmation).
- Initiate the transfer. Choose NEFT/RTGS/IMPS based on value and timing. Review UTR or transaction ID after successful transfer and keep it for records.
- If unsure, call the branch at 8102938133 before sending funds. Confirm beneficiary details directly with the recipient.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delays.
- Required for adding beneficiaries in netbanking and mobile apps.
- Prevents failed or returned transactions caused by wrong routing.
- Makes reconciliation and tracking easier with a proper UTR tied to the correct IFSC.
- Useful for online forms, salary credits, vendor payments and government transfers.
Contact
Branch phone no: 8102938133
Branch Address: Chatra Gobraura, MADHUBANI, 847228
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSC codes are revoked and should not be used.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC is incorrect but matches another existing branch, the money may go to the wrong branch/account. If the IFSC does not exist, the transfer will fail and the funds will be returned. Always verify the IFSC and account number with the beneficiary.
Q: Can I use this IFSC for cheque deposits?
A: IFSC is for electronic transfers. For cheque deposits, the MICR 800811002 and correct branch name/address are used by clearing systems. Write the account number and branch name correctly on deposit slips.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are not case-sensitive. Entering upper or lower case letters will not affect routing. Still, use the standard uppercase form PUNB0MBGB06 for clarity.
Q: How can I confirm the IFSC before sending money?
A: Confirm the IFSC with the recipient or call the branch at 8102938133. You can also check a printed cheque leaf for branch details and MICR. Verifying directly avoids failed transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.