Noor Chak is a village branch in Madhubani district, Bihar. This branch — Bihar Gramin Bank, Noor Chak — handles local cash deposits, withdrawals and electronic fund transfers. For any online transfer using NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC ensures the payment routes to the exact bank and branch so funds arrive quickly and without errors.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Noor Chak |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108069 |
| Branch Address | Noor Chak, MADHUBANI, 847222, 9297954870 |
| Contact Number | 9297954870 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847222 |
| State | Bihar |
Merger Update
This branch uses the IFSC code PUNB0MBGB06 under Punjab National Bank routing. Note: branches that previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) have been restructured and consolidated. As part of that process, old UBGB/DBGB IFSC codes were revoked and replaced by the new unified IFSC code PUNB0MBGB06 for transactions. Use only the new IFSC when sending or receiving funds.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier. Example: in PUNB0MBGB06, the final 6 characters identify the specific branch routing code.
How to Use IFSC Code
- Open your bank’s online or mobile banking app, or visit the branch.
- Choose transfer type: NEFT, RTGS or IMPS. (NEFT/RTGS/IMPS are all electronic methods; IMPS and NEFT are usually used for smaller amounts and instant/near-instant transfers; RTGS is used for high‑value immediate settlement.)
- Add a beneficiary by entering: beneficiary name, account number, and IFSC PUNB0MBGB06. Double-check spelling and numbers.
- Enter transfer amount and purpose. Select the correct payment type and confirm limits (RTGS minimums or bank-set limits may apply).
- Authenticate the transfer with OTP or UPI PIN as required.
- Save the beneficiary only after verification. For large transfers, make a small test transfer first if unsure.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the correct branch and account.
- Reduces failed or delayed transactions caused by incorrect branch identification.
- Required for adding beneficiaries in internet and mobile banking.
- Makes reconciliation easier — the IFSC identifies the exact branch for accounting and audits.
- Helps detect changes after mergers or branch reassignments when bank systems update codes.
Contact
Branch phone no: 9297954870
Branch Address: Noor Chak, MADHUBANI, 847222
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is the correct IFSC for Noor Chak?
A: Check the bank passbook, cheque leaf or the branch signboard. You can also call the branch at 9297954870 and confirm the IFSC exactly as shown above.
Q: What happens if I enter a wrong IFSC while making a transfer?
A: If the IFSC does not match the beneficiary account details, the payment may be rejected or routed to a different branch. Rejected transfers are usually refunded, but it can take time. Always verify account number and IFSC before confirming.
Q: Are NEFT, RTGS and IMPS available 24×7?
A: Many banks now offer NEFT, RTGS and IMPS round the clock. However, limits and settlement timings can vary by bank and transfer type. Check your bank’s transfer limits and cutoffs when making large transfers.
Q: After the UBGB/DBGB merger, can I still use the old IFSC?
A: No. Old UBGB/DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for all transactions to or from this branch.
Q: I received an account number but no IFSC. What should I do?
A: Request the IFSC from the beneficiary or the branch directly. You need both the account number and the IFSC to add a beneficiary for online transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.