The Bihar Gramin Bank branch at Dariapur-(Jamalpur) is located in Munger (Monghyr), Bihar (PIN 811214). Use the IFSC code when sending or receiving electronic funds through NEFT, RTGS, or IMPS. The IFSC ensures the payment network routes your transfer to the correct bank and branch. Entering the right IFSC and account details reduces failed transfers and delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dariapur-(Jamalpur) |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3223 |
| Branch Address | Dariapur-(Jamalpur), Munger (Monghyr), 811214, 8102918729 |
| Contact Number | 8102918729 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) Reason – BHAGALPUR |
| Pincode | 811214 |
| State | Bihar |
Merger Update
UBGB (Uttar Bihar Gramin Bank) and DBGB (Dakshin Bihar Gramin Bank) were consolidated under Punjab National Bank’s system. As a result, transactions now use a single IFSC code: PUNB0MBGB06. Old UBGB IFSC codes have been revoked. If you previously used an UBGB code, stop using it. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS to this branch.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to specific bank branches. The structure is:
- First 4 characters: Bank identifier (letters).
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (letters or numbers).
Example: PUNB0MBGB06
- PUNB = Punjab National Bank (bank code)
- 0 = reserved
- MBGB06 = branch identifier mapped to Dariapur-(Jamalpur)
The MICR code (800811002) is separate. It helps with cheque clearing and is printed as numbers on cheques.
How to Use the IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking or mobile banking app, or visit a branch.
- Choose the transfer type: NEFT (any amount, batch/real-time depending on bank), RTGS (usually for larger amounts), or IMPS (instant, 24×7 for smaller/medium amounts).
- Enter beneficiary name and account number exactly as on the beneficiary’s passbook or statement.
- Enter the IFSC: PUNB0MBGB06. Double-check characters (letters vs numbers and the reserved 0).
- Enter amount and purpose. Verify charges and limits shown by your bank.
- Review details and confirm the transfer. Save the transaction reference for tracking.
- For a new beneficiary, many banks require an approval or cooling period before multiple transfers are allowed. Check your bank’s policy.
- If unsure, make a small test transfer first (e.g., Rs. 10–100) to confirm account and IFSC accuracy before sending large sums.
Benefits of Knowing the IFSC Code
- Accurate routing of electronic fund transfers to the exact branch.
- Reduces failed transfers and reversal delays.
- Speeds up reconciliation for businesses and individuals.
- Required for setting up salary credits, vendor payments, and billers.
- Makes it possible to use any payment channel (NEFT, RTGS, IMPS) reliably.
Contact
Branch Phone: 8102918729
Branch Address: Dariapur-(Jamalpur), Munger (Monghyr), 811214
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I send money to this branch using any bank’s online transfer?
A: Yes. Provide the beneficiary account number and IFSC PUNB0MBGB06. Any participating bank or payment app that supports NEFT, RTGS or IMPS can route the payment using that IFSC.
Q: What happens if I enter the wrong IFSC but correct account number?
A: If the IFSC points to a different branch but the account number belongs to that branch, the transfer may still reach the correct account. If the IFSC and account number don’t match any valid record, the transaction will likely fail and funds will be reversed. Contact your bank immediately if a large amount was sent incorrectly.
Q: Are NEFT, RTGS and IMPS available 24×7 for this branch?
A: IMPS is available 24×7. NEFT and RTGS are widely available round-the-clock now, but timing and settlement practices can vary by sending bank. Confirm with your bank for any cutoffs or limits.
Q: How do I verify that PUNB0MBGB06 is current and valid?
A: Verify with the branch phone (8102918729) or your bank’s branch locator/tool. Because UBGB/DBGB codes were revoked and consolidated, rely on the new PUNB0MBGB06 for transactions.
Q: What is MICR and when do I need it?
A: The MICR code (800811002) is used mainly for cheque clearing and bulk processing. You do not need it for NEFT/RTGS/IMPS transfers. It matters when issuing cheques or for certain back-office processes.
Q: Who do I contact if a transfer to this IFSC fails or is delayed?
A: First contact your bank with the transaction reference. You can also call the branch at 8102918729 or the head office/toll-free at 18001807777 for escalation. Keep transaction IDs, timestamps, and beneficiary details handy.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.