The Bihar Gramin Bank branch at Dashrathpur is located in Dashrathpur village, Munger (Monghyr) district, Bihar, PIN 811212. For customers and businesses in and around Munger this branch handles deposits, withdrawals, and inward/outward fund transfers. The IFSC code is needed for electronic transfers (NEFT, RTGS, IMPS). It tells the banking systems which bank and which exact branch should receive money. Without the correct IFSC you cannot complete a digital beneficiary setup or route a transfer reliably.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | Dashrathpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3205 |
| Branch Address | Dashrathpur, Munger (Monghyr), 811212, 8102918711 |
| Contact Number | 8102918711 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811212 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and now operate under a single arrangement using the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transfers use only PUNB0MBGB06. Transactions attempted with deprecated IFSC codes will not be routed.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
- Fifth character: Always zero (0). Reserved for future use.
- Last 6 characters: Branch identifier. Can include letters and numbers. Example: in PUNB0MBGB06, MBGB06 identifies the Dashrathpur branch under the consolidated setup.
How to Use IFSC Code
- Confirm the IFSC for the beneficiary branch. For Dashrathpur use PUNB0MBGB06.
- Log in to your bank’s online banking or mobile app.
- Go to “Add Beneficiary” or “New Payee.” Enter beneficiary name, account number, and IFSC exactly as provided.
- Select transfer type: NEFT, RTGS, or IMPS. RTGS is for large-value, IMPS is instant and available 24×7, and NEFT is batch-based (now largely round-the-clock online in most banks).
- Verify beneficiary details. Many banks require an OTP or in-branch confirmation before the first transfer.
- Initiate the transfer. Keep the transaction reference for tracking.
- If a transfer fails, contact your bank and provide the transaction reference, beneficiary IFSC, account number, and date/time.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch for NEFT, RTGS, and IMPS.
- Needed to add beneficiaries in online/mobile banking.
- Helps customer support quickly trace and resolve transfer issues using the exact branch code.
- Reduces failed or delayed transfers caused by ambiguous branch names or wrong details.
- Useful for receiving salary, vendor payments, government payments, and online refunds.
Contact
Branch Phone: 8102918711
Branch Address: Dashrathpur, Munger (Monghyr), 811212
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I transfer money if I have the correct account number but wrong IFSC?
A: No. The IFSC identifies the receiving branch. A wrong IFSC can route the payment to a different branch or cause rejection. Always confirm the IFSC before adding a beneficiary.
Q: How do I verify that PUNB0MBGB06 is valid?
A: Verify with the beneficiary bank statement, account holder, or by contacting the branch phone (8102918711). After the UBGB/DBGB consolidation, this is the active IFSC for Dashrathpur under Punjab National Bank.
Q: What should I do if a transfer using an old UBGB IFSC was sent before revocation?
A: Contact your bank immediately with the transaction reference. If the transfer failed, the funds should be reversed. If they were routed incorrectly, bank intervention will be required to recover them.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund transfers and identifies the bank branch. MICR (Magnetic Ink Character Recognition) code is used mainly to speed cheque processing and clearing. For NEFT/RTGS/IMPS you must use the IFSC.
Q: Are NEFT, RTGS and IMPS available at all hours?
A: IMPS is instant and generally available 24×7. NEFT and RTGS are online and banks have extended availability; however, banks may enforce internal cut-offs or limits. Check with your bank for any time or amount restrictions before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.