Bihar Gramin Bank Hemzapur IFSC Code

The Bihar Gramin Bank branch at Hemzapur serves customers in Hemzapur, Munger (Monghyr), Bihar (PIN 811201). For electronic fund transfers such as NEFT, RTGS and IMPS you must provide the correct IFSC code. The IFSC uniquely identifies the bank and branch in the payment networks so funds route accurately and quickly. Using the wrong IFSC or an outdated code will delay or block transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Hemzapur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3214
Branch Address	Hemzapur, Munger (Monghyr), 811201, 8102918720
Contact Number	8102918720
City	Munger (Monghyr)
District	Munger (Monghyr)
Reason	BHAGALPUR
Pincode	811201
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under Punjab National Bank’s systems. The unified IFSC for these merged branches is PUNB0MBGB06. Old UBGB IFSC codes are revoked and no longer valid for electronic transactions. Use only the new IFSC PUNB0MBGB06 when sending NEFT, RTGS or IMPS to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. Its structure is:

• First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier. These can be letters, numbers, or both (example: MBGB06 in PUNB0MBGB06).

Note: The numeric branch code used internally by the bank (for example 3214) can differ in format from the alphanumeric IFSC branch identifier.

How to Use IFSC Code

• Open your bank’s netbanking portal or mobile app, or visit a branch or ATM service that supports fund transfer.
• Choose the transfer type: NEFT, RTGS (for high-value same-day transfers) or IMPS (instant, 24×7).
• Add a beneficiary: enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Double-check spelling and numbers.
• Verify the details shown by the bank after adding beneficiary. Some systems show branch name and city based on the IFSC—confirm these match Hemzapur, Munger.
• Initiate the transfer and authenticate (OTP, UPI PIN, or bank token) as required by your bank.
• Keep the transaction reference number. Check beneficiary account after the expected settlement time.

Notes:

• NEFT has hourly settlement batches (timings depend on RBI guidelines). IMPS is immediate. RTGS settles in real time but typically for minimum amounts (usually ₹2 lakh and above, subject to bank policy).
• UPI payments do not require IFSC; they use virtual payment addresses instead.

Benefits of Knowing the IFSC

• Accurate routing: ensures funds reach the correct branch and account.
• Faster processing: online transfers validate recipient branch quickly.
• Prevents failed transfers and delays caused by incorrect branch details.
• Required for adding beneficiaries in netbanking and mobile banking apps.
• Helps verify branch identity—useful when reconciling receipts or payments.

Contact

Branch Phone: 8102918720

Branch Address: Hemzapur, Munger (Monghyr), Bihar, 811201

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR

Toll Free: 18001807777

FAQs

1. How can I confirm the correct IFSC for Hemzapur branch?
Check the branch cheque book or passbook. Confirm the IFSC shown: PUNB0MBGB06. You can also call the branch at 8102918720 to verify.

2. I have an old UBGB IFSC saved. Can I still use it?
No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers to this branch. Using revoked IFSCs will cause transfer failures or rejections.

3. What is the difference between IFSC and MICR?
IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) — here 800811002 — is used for cheque processing by clearing houses. They serve different purposes.

4. What happens if I enter the wrong IFSC while sending money?
If the IFSC does not match the account number, the transfer may fail and get reversed. If the IFSC points to another valid branch and the account number exists there, the money could be credited to the wrong account. In either case contact your bank immediately with the transaction reference to start a trace.

5. Are there limits and timings I should know for NEFT/RTGS/IMPS?
IMPS is usually immediate and available 24×7 with transaction limits set by your bank. NEFT processes in scheduled batches; timings depend on bank/clearing cycles. RTGS is meant for large-value same-day transfers and typically has a minimum amount (commonly ₹2 lakh, but check with your bank). For exact limits and cutoffs contact the branch or your sending bank.