The Bihar Gramin Bank, Kataria branch is located in Kataria, Munger (Monghyr), Bihar — PIN 811201. This branch serves local residents and businesses in Munger district. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures your funds route to the intended account quickly and without rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kataria |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3237 |
| Branch Address | Kataria, Munger (Monghyr), 811201, 7061741223 |
| Contact Number | 7061741223 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811201 |
| State | Bihar |
Merger Update
Important: Several regional rural banks in Bihar, including those earlier identified as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), have been consolidated under Punjab National Bank’s umbrella for electronic clearing. These branches now use the single IFSC code PUNB0MBGB06 for NEFT/RTGS/IMPS. Old UBGB or DBGB IFSC codes have been revoked and will no longer work for transactions. Always use the new IFSC PUNB0MBGB06 when sending funds to this branch.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems. The structure is:
- First 4 characters — bank identifier (e.g., PUNB = Punjab National Bank).
- 5th character — always ‘0’ (reserved for future use).
- Last 6 characters — branch identifier (alphanumeric), unique to each branch.
Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch code).
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Log in to your bank’s netbanking, mobile banking app or visit the branch transfer form.
- Choose transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value transfers; NEFT and IMPS cover lower amounts. IMPS is instant and available 24×7.)
- Enter beneficiary details: name, account number, and the exact IFSC PUNB0MBGB06. Also confirm the bank name and branch (Bihar Gramin Bank — Kataria / Munger).
- For RTGS, check minimum and cutoff limits (RTGS typically has a higher minimum — e.g., Rs. 2 lakh; check with your bank for current limits and timing).
- Verify the IFSC visually: first four letters match the bank (PUNB) and the last six identify the Kataria branch (MBGB06). A wrong IFSC can return funds or route them to the wrong branch.
- Confirm the transaction and keep the transaction reference or UTR for tracking.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT/RTGS/IMPS).
- Reduces the chance of failed or delayed transfers due to incorrect branch identification.
- Makes bulk payments, payroll, and vendor payments precise and auditable.
- Helps reconcile payments using UTRs tied to the IFSC and branch details.
- Required when setting up beneficiaries in netbanking or third-party payment apps.
Contact
Branch phone no: 7061741223
Branch Address: Kataria, Munger (Monghyr), 811201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB codes have been revoked and should not be used.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC is incorrect but still valid for another branch, funds may go to a different branch/account. If the code is invalid, the transaction will typically be rejected and returned. Always verify account number and IFSC before confirming.
Q: How does IFSC differ from MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing and physical cheque processing. For this branch, the MICR is 800811002.
Q: Can IFSC change again in future?
A: Yes. IFSC can change if banks merge, branches are restructured, or systems are upgraded. When changes occur, banks publish the new IFSC and deactivate the old one. Always confirm IFSC with the beneficiary or the bank before sending funds.
Q: Do I need IFSC for UPI transfers?
A: No. UPI uses Virtual Payment Addresses (VPAs) and mobile numbers; you usually do not need an IFSC for standard UPI peer-to-peer transfers. IFSC is required for bank-to-bank fund transfers via NEFT/RTGS/IMPS using account numbers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.