Bihar Gramin Bank Kaura Maidan IFSC Code

Kaura Maidan branch of Bihar Gramin Bank is located in Munger (Monghyr), Bihar (Pincode 811201). This branch serves retail and rural customers in and around Kaura Maidan and Munger. For electronic fund transfers you must use the correct IFSC code. The IFSC uniquely identifies the bank and its branch for NEFT, RTGS and IMPS transactions. Using the wrong code can delay transfers or cause rejections.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s arrangement for this region. The consolidated branch now uses the single IFSC code PUNB0MBGB06 (the PUNB prefix indicates Punjab National Bank as the sponsor bank). All old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer to this branch you must use the new IFSC PUNB0MBGB06. Old IFSC values will cause failure or return of funds.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments.

• First 4 characters — bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). Example: in PUNB0MBGB06 the branch code is MBGB06.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s netbanking, mobile app or go to the branch for a manual transfer.
• Select transfer type: NEFT, RTGS or IMPS. (NEFT — batch-settlement, RTGS — real-time gross for high-value, IMPS — instant 24×7 within bank limits.)
• Add a beneficiary: enter beneficiary name, account number, account type and the IFSC PUNB0MBGB06. Double-check spelling and numbers.
• Verify MICR only if you are processing cheque-based clearing. MICR is not required for electronic transfer but helps confirm branch details: 800811002.
• Authorize beneficiary addition using OTP or bank-specific authentication.
• Initiate the transfer, enter amount and confirm with OTP. Note settlement times: IMPS is instant; NEFT settles in batches (times vary); RTGS is for higher-value immediate settlement (check bank-specific limits and cut-offs).
• Keep the transaction reference/UTR number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch quickly and without manual intervention.
• Required for NEFT, RTGS and IMPS transfers — reduces failed or returned transactions.
• Helps verify branch identity alongside MICR and branch code when reconciling payments.
• Useful when setting up payroll, vendor payments or recurring transfers.
• Enables faster troubleshooting with bank support when you have the exact IFSC and branch code.

Contact

Branch Phone No: 8102918730

Branch Address: Kaura Maidan, Munger (Monghyr), 811201

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: I have an old UBGB IFSC. Can I still use it?

  A: No. Old UBGB IFSC codes have been revoked during the consolidation. Use the new IFSC PUNB0MBGB06 for transfers to the Kaura Maidan branch.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for clearing physical cheques. IFSC is alphanumeric (11 chars); MICR is a 9-digit numeric code.

• Q: If I enter the wrong IFSC, what happens?

  A: If the IFSC does not match the account number and bank details, the transaction will likely fail or be rejected. In some cases banks may route by account number and still succeed, but this is not guaranteed. Always verify both IFSC and account number.

• Q: How long do NEFT, RTGS and IMPS transfers take?

  A: IMPS is instant (subject to daily limits). NEFT is processed in settlement batches; timing depends on the bank’s NEFT batch schedule. RTGS is designed for high-value, near-instant settlement during RTGS hours. Check your bank for specific cut-off times and limits.

• Q: How can I confirm the branch IFSC before sending a large payment?

  A: Confirm with the beneficiary (account holder) or call the branch at 8102918730. You can also verify using your bank’s beneficiary-add screen; many banks show branch name and location once you enter IFSC and account number.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.